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Taktiež je bez poplatku aj realizovanie mimoriadnej splátky raz mesačne cez Georgea, najmenej vo výške 50 EUR, avšak maximálne trojnásobok mesačnej splátky.","Pri výročí fixácie úrokovej sadzby, bez poplatku. Mimo výročia fixácie, skutočné náklady priamo súvisiace so žiadosťou o predčasné splatenie, max. 1 % z predčasne splatenej sumy.","\u003Cp>Banka v súčasnosti poskytuje akciovú výšku poplatku za poskytnutie úveru len 400 € pre každého. V prípade, ak je predložený energetický certifikát nehnuteľnosti financovanej z úveru typu A0 alebo A1, banka poskytne 50 % zľavu z poplatku za poskytnutie úveru. 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Zabezpečí objednanie a vyhotovenie znaleckého posudku k nehnuteľnosti na náklady klienta.\u003C/p>\n\u003Cp>V rámci programu \u003Cstrong>Výhodný súčet \u003C/strong>Slovenská sporiteľňa ponúka zníženie úrokových sadzieb:\u003C/p>\n\u003Cul>\n\u003Cli>\u003Cstrong>o 0,50 %\u003C/strong> ak máte vedený v SLSP účet, z ktorého budete hypotéku splácať a tento účet nie je v nepovolenom prečerpaní;\u003C/li>\n\u003Cli>\u003Cstrong>o 0,20 %\u003C/strong> za poistenie hypotéky na celú dobu trvania úverového vzťahu;\u003C/li>\n\u003Cli>zvýhodnenia možno získať jednotlivo alebo spolu vo výške \u003Cstrong>0,70 %\u003C/strong>, ak budú v čase uzatvorenia úverovej zmluvy splnené obidve podmienky.\u003C/li>\n\u003C/ul>\n\u003Cp>Ak klient program \u003Cstrong>Výhodný súčet\u003C/strong> nevyužije, získa štandardné \u003Cem>(\u003Cstrong>zvýšené\u003C/strong>)\u003C/em> úrokové sadzby:\u003C/p>\n\u003Cul>\n\u003Cli>od \u003Cstrong>4,59 % p. a. \u003C/strong>s fixáciou na 1 rok,\u003C/li>\n\u003Cli>od\u003Cstrong> 4,19 % p. a.\u003C/strong> s fixáciou na 3 roky,\u003C/li>\n\u003Cli>od \u003Cstrong>4,59 % p. a.\u003C/strong> s fixáciou na 5 rokov,\u003C/li>\n\u003Cli>od \u003Cstrong>5,39 % p. a.\u003C/strong> s fixáciou na 10 rokov,\u003C/li>\n\u003Cli>od \u003Cstrong>5,69 % p. a.\u003C/strong> s fixáciou na 15 rokov.\u003C/li>\n\u003C/ul>","Úver na bývanie - konsolidácia","Aktuálne klient platí akciový poplatok za poskytnutie úveru vo výške 400 €.","\u003Cp>\u003Cstrong>Na hypotéke do 70 % LTV nie je potrebné dokladovať účel použitia finančných prostriedkov.\u003C/strong>\u003C/p>\n\u003Cp>Banka v súčasnosti poskytuje akciovú výšku poplatku za poskytnutie úveru len 400 € pre každého. V prípade, ak je predložený energetický certifikát nehnuteľnosti financovanej z úveru typu A0 alebo A1, banka poskytne 50 % zľavu z poplatku za poskytnutie úveru. Ponúka aj objednanie znaleckého posudku k nehnuteľnosti v mene a na náklady klienta.\u003C/p>\n\u003Cp>V rámci programu \u003Cstrong>Výhodný súčet \u003C/strong>Slovenská sporiteľňa ponúka zníženie úrokových sadzieb:\u003C/p>\n\u003Cul>\n\u003Cli>\u003Cstrong>o 0,50 %\u003C/strong> ak máte vedený v SLSP účet, z ktorého budete úver na bývanie splácať a tento účet nie je v nepovolenom prečerpaní;\u003C/li>\n\u003Cli>\u003Cstrong>o 0,20 %\u003C/strong> za poistenie k úveru na celú dobu trvania úverového vzťahu.\u003C/li>\n\u003C/ul>\n\u003Cp>Zvýhodnenia možno získať jednotlivo alebo vo výške 0,70 %, ak budú v čase uzatvorenia úverovej zmluvy splnené obidve podmienky.\u003Cbr>\u003Cbr>Ak klient program \u003Cstrong>Výhodný súčet\u003C/strong> nevyužije, získa štandardné \u003Cem>(\u003Cstrong>zvýšené\u003C/strong>)\u003C/em> úrokové sadzby:\u003C/p>\n\u003Cul>\n\u003Cli>od \u003Cstrong>4,59 % p. a. \u003C/strong>s fixáciou na 1 rok,\u003C/li>\n\u003Cli>od \u003Cstrong>4,19 % p. a.\u003C/strong> s fixáciou na 3 roky,\u003C/li>\n\u003Cli>od \u003Cstrong>4,59 % p. a.\u003C/strong> s fixáciou na 5 rokov,\u003C/li>\n\u003Cli>od\u003Cstrong> 5,39 % p. a.\u003C/strong> s fixáciou na 10 rokov,\u003C/li>\n\u003Cli>od \u003Cstrong>5,69 % p. a.\u003C/strong> s fixáciou na 15 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