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Pilo",[403,353],"Sektor: úvery","+421 908 610 259","gabriel.pilo@agent.sk",{"id":407,"storage":8,"filename_disk":408,"filename_download":409,"title":410,"type":12,"folder":13,"uploaded_by":14,"created_on":411,"modified_by":64,"modified_on":412,"charset":17,"filesize":322,"width":323,"height":324,"duration":17,"embed":17,"description":410,"location":17,"tags":17,"metadata":413,"focal_point_x":17,"focal_point_y":17,"tus_id":17,"tus_data":17,"uploaded_on":414},"d2b1964f-bf0c-4515-a2c6-9b40dcc63393","d2b1964f-bf0c-4515-a2c6-9b40dcc63393.png","3766ac76315f889a9b3de138dab1ee8fbe186c3e.png","Avatar","2025-12-04T08:57:19.287Z","2026-03-21T10:37:13.242Z",{},"2025-12-04T08:57:19.304Z",{"id":397,"date_created":416,"date_updated":17,"Title":417,"Text":418,"show_button_more":74,"position":419,"text_more":17},"2026-02-03T12:04:38.656Z","Finanční agenti","Sme registrovaní v Národnej banke Slovenska ako podriadení finanční agenti. V zmysle zákona č. 186/2009 Z. z. sa raz ročne odborne vzdelávame a každé štyry roky absolvujeme odbornú skúšku.\n\nPravideľne sa vzdelávame aj na odborných konfrenciách a individeuálnych školeniach. Tie  pre nás organizujú naši partneri, spoločnosť Finportal, a. s., a finančné inštitúcie.","left",{"id":186,"date_created":421,"date_updated":422,"Title":423,"Text":17,"show_button_more":74,"position":419,"text_more":17},"2026-02-03T12:04:38.565Z","2026-02-11T17:47:32.863Z","Odporúčania a ocenenia",{"id":39,"label":425,"type":72,"variant":152,"button_group":17,"url":17,"phone":17,"show_default_phone":74,"email":17,"sort":17,"page":17,"form":426},"Kontaktovať",{"id":36,"title":76,"is_active":5,"on_success":77,"submit_label":78,"success_message":17,"success_redirect_url":17,"sort":17,"fields":427},[428,438,444,450,456,462],{"id":304,"name":81,"label":82,"placeholder":83,"type":84,"required":5,"sort":4,"width":85,"validation":17,"help":17,"form":429},{"id":36,"sort":17,"user_created":14,"date_created":430,"user_updated":14,"date_updated":431,"title":76,"is_active":5,"submit_label":78,"on_success":77,"success_message":17,"success_redirect_url":17,"emails":432,"fields":435},"2026-01-14T13:23:36.835Z","2026-02-12T12:49:36.219Z",[433],{"to":434,"subject":96,"message":97},[],[304,46,293,436,180,437],9,11,{"id":46,"name":101,"label":102,"placeholder":83,"type":84,"required":5,"sort":36,"width":85,"validation":17,"help":17,"form":439},{"id":36,"sort":17,"user_created":14,"date_created":430,"user_updated":14,"date_updated":431,"title":76,"is_active":5,"submit_label":78,"on_success":77,"success_message":17,"success_redirect_url":17,"emails":440,"fields":443},[441],{"to":442,"subject":96,"message":97},[],[304,46,293,436,180,437],{"id":293,"name":109,"label":110,"placeholder":83,"type":84,"required":5,"sort":99,"width":85,"validation":17,"help":17,"form":445},{"id":36,"sort":17,"user_created":14,"date_created":430,"user_updated":14,"date_updated":431,"title":76,"is_active":5,"submit_label":78,"on_success":77,"success_message":17,"success_redirect_url":17,"emails":446,"fields":449},[447],{"to":448,"subject":96,"message":97},[],[304,46,293,436,180,437],{"id":436,"name":77,"label":117,"placeholder":83,"type":118,"required":74,"sort":42,"width":85,"validation":17,"help":17,"form":451},{"id":36,"sort":17,"user_created":14,"date_created":430,"user_updated":14,"date_updated":431,"title":76,"is_active":5,"submit_label":78,"on_success":77,"success_message":17,"success_redirect_url":17,"emails":452,"fields":455},[453],{"to":454,"subject":96,"message":97},[],[304,46,293,436,180,437],{"id":180,"name":125,"label":126,"placeholder":17,"type":127,"required":74,"sort":44,"width":85,"validation":17,"help":17,"form":457},{"id":36,"sort":17,"user_created":14,"date_created":430,"user_updated":14,"date_updated":431,"title":76,"is_active":5,"submit_label":78,"on_success":77,"success_message":17,"success_redirect_url":17,"emails":458,"fields":461},[459],{"to":460,"subject":96,"message":97},[],[304,46,293,436,180,437],{"id":437,"name":463,"label":17,"placeholder":17,"type":464,"required":74,"sort":304,"width":17,"validation":17,"help":17,"form":465},"receiver-email","hidden",{"id":36,"sort":17,"user_created":14,"date_created":430,"user_updated":14,"date_updated":431,"title":76,"is_active":5,"submit_label":78,"on_success":77,"success_message":17,"success_redirect_url":17,"emails":466,"fields":469},[467],{"to":468,"subject":96,"message":97},[],[304,46,293,436,180,437],[471,485,497,508,510,518,530,543,553,563],{"id":293,"translations":472},[473,480],{"id":297,"languages_code":474,"permalink":475,"status":303,"seo":476},"en_US","/en/for-partners",{"title":477,"meta_description":478,"og_image":479},"AI and other modern tools for more business","Ponuka finančných a realitných nástrojov vrátane AI. Zvýšte dopyt po vašich službách, produktoch a nehnuteľnostiach. Získajte silných partnerov pre váš biznis.","d7746cb3-a6cc-41aa-96ad-3156c323e994.jpg",{"id":39,"languages_code":26,"permalink":481,"status":303,"seo":482},"/pre-partnerov",{"title":483,"meta_description":484,"og_image":479},"AI a ďalšie moderné nástroje pre efektívnu spoluprácu","Ponuka partnertsva, ktorá prináša viac klientov. Okrem kompletného portfólia finančných produktov, máme pre vás AI a ďalšie nástroje pre efektívnu spoluprácu.",{"id":4,"translations":486},[487,492],{"id":99,"languages_code":26,"permalink":488,"status":303,"seo":489},"/o-nas",{"title":490,"meta_description":491,"og_image":479},"Kto sme, čo robíme a prečo aplikácia Hypokalkulačka.sk ","Sme tím špecialistov na hypotekárne financovanie, poistenie a realitný trh s viac ako 20-ročnou praxou. Za našu prácu nás klienti odporúčajú a partneri oceňujú.",{"id":46,"languages_code":474,"permalink":493,"status":303,"seo":494},"/en/about-us",{"title":495,"meta_description":496,"og_image":479},"Who we are, what we do and why use the Hypokalkučka.sk portal","We are a team of specialists in mortgage financing, insurance and real estate with 20 years of experience. Our work is recommended by clients and appreciated by partners.",{"id":36,"translations":498},[499,504],{"id":145,"languages_code":474,"permalink":500,"status":303,"seo":501},"/en",{"title":502,"meta_description":503,"og_image":479},"Mortgage calculator: Interactive and complex calculations","Instant mortgage calculations including APR and LTV without providing contact details. Free services from licensed financial agents are optional.",{"id":146,"languages_code":26,"permalink":139,"status":303,"seo":505},{"title":506,"meta_description":507,"og_image":479},"Hypotekárna kalkulačka: Interaktívne a komplexné výpočty","Okamžité hypotekárne výpočty vrátane RPMN a LTV bez nutnosti poskytnúť kontaktné údaje. Bezplatné služby licencovaných finančných agentov sú voliteľné.",{"id":180,"translations":509},[],{"id":437,"translations":511},[512,515],{"id":513,"languages_code":26,"permalink":514,"status":303,"seo":17},21,"/ochrana-osobnych-udajov",{"id":516,"languages_code":474,"permalink":517,"status":303,"seo":17},22,"/en/privacy-policy",{"id":99,"translations":519},[520,525],{"id":157,"languages_code":474,"permalink":521,"status":303,"seo":522},"/en/contact",{"title":523,"meta_description":524,"og_image":479},"Contact & Fast Support – MortgageCalculator.sk","Need mortgage help or interested in cooperation? Contact us anytime. We are happy to answer your questions, feedback, or partnership proposals.",{"id":158,"languages_code":26,"permalink":526,"status":303,"seo":527},"/kontakt",{"title":528,"meta_description":529,"og_image":479},"Kontakty a rýchla podpora – Hypokalkulačka.sk","Potrebujete pomoc s hypotekou alebo máte záujem o spoluprácu? Kontaktujte nás kedykoľvek. Radi odpovieme na vaše otázky, pripomienky aj návrhy na partnerstvo.",{"id":46,"translations":531},[532,538],{"id":533,"languages_code":474,"permalink":534,"status":303,"seo":535},12,"/en/mortgage-comparison",{"title":536,"meta_description":537,"og_image":479},"Mortgage comparison: Interest rates, fees and terms in 2026","Compare home, non-purpose, refinance, and consolidation mortgages with current conditions. Licensed financial agents will prepare your individual offers.",{"id":70,"languages_code":26,"permalink":539,"status":303,"seo":540},"/porovnanie-hypotek",{"title":541,"meta_description":542,"og_image":479},"Porovnanie hypoték: Úroky, poplatky a podmienky v roku 2026","Porovnajte účelové, bezúčelové, refinančné a konsolidačné hypotéky s aktuálnymi podmienkami. Individuálne ponuky vám pripravia licencovaní finanční agenti.",{"id":44,"translations":544},[545,550],{"id":293,"languages_code":474,"permalink":546,"status":303,"seo":547},"/en/refinancing-and-consolidation",{"title":548,"meta_description":549,"og_image":479},"Refinancovanie hypotéky a konsolidáciu úverov","Vypočítajte si výhodnosť refinancovania a konsolidácie úverov. Pre maximálnu úsporu a zníženie mesačnej splátky, môžete využiť bezplatné hypotekárne služby.",{"id":436,"languages_code":26,"permalink":551,"status":303,"seo":552},"/refinancovanie-a-konsolidacia",{"title":548,"meta_description":549,"og_image":479},{"id":304,"translations":554},[555,560],{"id":180,"languages_code":474,"permalink":556,"status":303,"seo":557},"/en/buy-vs-rent",{"title":558,"meta_description":559,"og_image":479},"Zobrať hypotéku na nehnuteľnosť alebo si ju prenajať? ","TEst hypo vs prenajom",{"id":437,"languages_code":26,"permalink":561,"status":303,"seo":562},"/kupa-vs-prenajom",{"title":558,"meta_description":559,"og_image":479},{"id":42,"translations":564},[565,570],{"id":4,"languages_code":26,"permalink":566,"status":303,"seo":567},"/dti-dsti",{"title":568,"meta_description":569,"og_image":479},"Výpočet maximálnej hypotéky podľa DTI a DSTI v roku 2026","Vypočítajte si maximálnu hypotéku podľa prjmu, veku a záväzkov. Môžete požiadať o bezplatné hypotekárne služby finančných agentov a nechať si vybaviť hypotéku.",{"id":36,"languages_code":474,"permalink":571,"status":303,"seo":572},"/en/dti-dsti",{"og_image":479},[574,607,652,679,703,722,750,780,808],{"id":46,"slug":575,"translations":576},"mbank",[577,597],{"id":4,"banks_id":46,"languages_code":26,"about_title":578,"about_text":579,"financial_institution":580,"product_name":581,"mortgage_amount":582,"mortgage_maturity_period":583,"extraordinary_installment":584,"early_repayment":585,"main_text":586,"text_about_update":17,"financial_institution_refinancing":580,"product_name_refinancing":581,"mortgage_amount_refinancing":582,"mortgage_maturity_period_refinancing":583,"providing_mortgage_refinancing":587,"extraordinary_installment_refinancing":584,"main_text_refinancing":588,"text_about_update_refinancing":17,"financial_institution_consolidation":580,"product_name_consolidation":581,"mortgage_amount_consolidation":582,"mortgage_maturity_period_consolidation":589,"providing_mortgage_consolidation":587,"extraordinary_installment_consolidation":584,"early_repayment_consolidation":585,"main_text_consolidation":588,"text_about_update_consolidation":17,"financial_institution_nonpurpose":580,"product_name_nonpurpose":590,"mortgage_amount_nonpurpose":591,"mortgage_maturity_period_nonpurpose":589,"providing_mortgage_nonpurpose":587,"extraordinary_installment_nonpurpose":584,"early_repayment_nonpurpose":585,"main_text_nonpurpose":592,"text_about_update_nonpurpose":17,"contact_box_title":593,"contact_box_text":594,"providing_mortgage":595,"early_repayment_refinancing":585,"contact_box_buttons":39,"about_more":596},"Hypotéky v mBank","Logo PRESUNIEME na pravú stranu namiesto šedého bannera. Oliver má napísané inštrukcie. Chýba nám tu EDITOR pre editáciu MODAL OKNA.  ","mBank","mHypotéka","od 7 000 € do 800 000 €","1 - 40 rokov","Mimoriadna splátka úveru je bez poplatku raz mesačne tak, aby celkový objem mimoriadnych splátok nepresiahol 30 % istiny mHypotéky počas kalendárneho roka.","Skutočné náklady mBank spojené s predčasným splatením hypotéky, max. 1 % z predčasne splatenej sumy hypotéky presahujúcej 30 % istiny v kalendárnom roku.","\u003Cp>\u003Cstrong>mBank\u003C/strong> poskytuje aktuálne úrokové sadzby:\u003C/p>\n\u003Cul>\n\u003Cli>1-ročná fixácia od 4,79 % p. a.,\u003C/li>\n\u003Cli>3-ročná fixácia od 3,39 % p. a.,\u003C/li>\n\u003Cli>5-ročná fixácia od 3,89 % p. a..\u003C/li>\n\u003C/ul>\n\u003Cp>Spracovanie žiadosti a čerpanie hypotéky je vo výške 0 EUR.\u003C/p>\n\u003Cp>Priemerná doba schválenia od doručenia kompletnej zložky na centrálu je 24 hodín.\u003C/p>\n\u003Cp>Bank poskytuje mHypotéku so splatnosťou až do 40 rokov.\u003C/p>\n\u003Cp>Pri konsolidačnej mHypotéke može byť splatnosť úveru do 25 rokov.\u003C/p>","0 €","\u003Cp>\u003Cstrong>mBank\u003C/strong> poskytuje aktuálne úrokové sadzby:\u003C/p>\n\u003Cul>\n\u003Cli>1-ročná fixácia od 4,79 % p. a.,\u003C/li>\n\u003Cli>3-ročná fixácia od 3,39 % p. a.,\u003C/li>\n\u003Cli>5-ročná fixácia od 3,89 % p. a..\u003C/li>\n\u003C/ul>\n\u003Cp>Spracovanie žiadosti a čerpanie hypotéky je vo výške 0 EUR.\u003Cbr>\u003Cbr>Priemerná doba schválenia od doručenia kompletnej zložky na centrálu je 24 hodín.\u003Cbr>\u003Cbr>Bank poskytuje mHypotéku so splatnosťou až do 40 rokov.\u003Cbr>\u003Cbr>Pri konsolidačnej mHypotéke može byť splatnosť úveru do 25 rokov.\u003C/p>","1 - 25 rokov","mHypotéka bezúčelová","od 7 000 € do 160 000 €","\u003Cp>\u003Cstrong>mBank\u003C/strong> poskytuje hypotéky bez spracovateľského poplatku.\u003Cbr>\u003Cbr>Aktuálne úrokové sadzby pre jednotlivé fixácie sú nasledovné:\u003C/p>\n\u003Cul>\n\u003Cli>fix 1 od 4,79 % p. a.,\u003C/li>\n\u003Cli>fix 3 od 3,79 % p. a.,\u003C/li>\n\u003Cli>fix 5 od 3,99 % p. a..\u003C/li>\n\u003C/ul>","Dlhoroční partneri pre vaše financie a nehnuteľnosti","Partneri od","Poplatok za poskytnutie hypotéky je 0 €.\n\nPrvé až tretie čerpanie hypotéky je bezplatné. Štvrtá a každá ďalšia tranža je spoplatnená sumou 20 €.","\u003Cp>Logo PRESUNIEME na pravú stranu namiesto šedého bannera. Oliver má napísané inštrukcie. Chýba nám tu EDITOR pre editáciu MODAL OKNA.  \u003C/p>\n\u003Cp>Logo PRESUNIEME na pravú stranu namiesto šedého bannera. Oliver má napísané inštrukcie. Chýba nám tu EDITOR pre editáciu MODAL OKNA.  \u003C/p>\n\u003Cp>Logo PRESUNIEME na pravú stranu namiesto šedého bannera. Oliver má napísané inštrukcie. Chýba nám tu EDITOR pre editáciu MODAL OKNA.  \u003C/p>\n\u003Cp>Logo PRESUNIEME na pravú stranu namiesto šedého bannera. Oliver má napísané inštrukcie. Chýba nám tu EDITOR pre editáciu MODAL OKNA.  \u003C/p>",{"id":36,"banks_id":46,"languages_code":474,"about_title":598,"about_text":579,"financial_institution":580,"product_name":581,"mortgage_amount":599,"mortgage_maturity_period":600,"extraordinary_installment":584,"early_repayment":585,"main_text":586,"text_about_update":17,"financial_institution_refinancing":580,"product_name_refinancing":581,"mortgage_amount_refinancing":599,"mortgage_maturity_period_refinancing":600,"providing_mortgage_refinancing":587,"extraordinary_installment_refinancing":17,"main_text_refinancing":17,"text_about_update_refinancing":17,"financial_institution_consolidation":580,"product_name_consolidation":581,"mortgage_amount_consolidation":599,"mortgage_maturity_period_consolidation":601,"providing_mortgage_consolidation":587,"extraordinary_installment_consolidation":17,"early_repayment_consolidation":17,"main_text_consolidation":17,"text_about_update_consolidation":17,"financial_institution_nonpurpose":580,"product_name_nonpurpose":602,"mortgage_amount_nonpurpose":603,"mortgage_maturity_period_nonpurpose":601,"providing_mortgage_nonpurpose":587,"extraordinary_installment_nonpurpose":17,"early_repayment_nonpurpose":17,"main_text_nonpurpose":17,"text_about_update_nonpurpose":17,"contact_box_title":604,"contact_box_text":605,"providing_mortgage":587,"early_repayment_refinancing":17,"contact_box_buttons":533,"about_more":606},"Mortgages at mBank","from 7 000 € to 800 000 €","1 - 40 years","1 - 25 years","mHypotéka Nonpurpose Mortgage","from 7 000 € to 160 000 €","Long-term partners for your finance and real estate","Partners since","\u003Cp>Logo PRESUNIEME na pravú stranu namiesto šedého bannera. Oliver má napísané inštrukcie. Chýba nám tu EDITOR pre editáciu MODAL OKNA.  \u003C/p>\n\u003Cp>Logo PRESUNIEME na pravú stranu namiesto šedého bannera. Oliver má napísané inštrukcie. Chýba nám tu EDITOR pre editáciu MODAL OKNA.  \u003C/p>\n\u003Cp>Logo PRESUNIEME na pravú stranu namiesto šedého bannera. Oliver má napísané inštrukcie. Chýba nám tu EDITOR pre editáciu MODAL OKNA.  \u003C/p>",{"id":4,"slug":608,"translations":609},"tatra-banka",[610,636],{"id":99,"banks_id":4,"languages_code":26,"about_title":611,"about_text":612,"financial_institution":613,"product_name":614,"mortgage_amount":615,"mortgage_maturity_period":616,"extraordinary_installment":617,"early_repayment":618,"main_text":619,"text_about_update":620,"financial_institution_refinancing":613,"product_name_refinancing":621,"mortgage_amount_refinancing":622,"mortgage_maturity_period_refinancing":616,"providing_mortgage_refinancing":623,"extraordinary_installment_refinancing":617,"main_text_refinancing":624,"text_about_update_refinancing":17,"financial_institution_consolidation":613,"product_name_consolidation":625,"mortgage_amount_consolidation":622,"mortgage_maturity_period_consolidation":626,"providing_mortgage_consolidation":17,"extraordinary_installment_consolidation":617,"early_repayment_consolidation":618,"main_text_consolidation":627,"text_about_update_consolidation":17,"financial_institution_nonpurpose":613,"product_name_nonpurpose":628,"mortgage_amount_nonpurpose":622,"mortgage_maturity_period_nonpurpose":629,"providing_mortgage_nonpurpose":630,"extraordinary_installment_nonpurpose":631,"early_repayment_nonpurpose":632,"main_text_nonpurpose":633,"text_about_update_nonpurpose":620,"contact_box_title":634,"contact_box_text":594,"providing_mortgage":635,"early_repayment_refinancing":618,"contact_box_buttons":39,"about_more":17},"Hypotéky v Tatra banke","AGENT.SK spolupracuje s Tatra bankou od roku 2007. Od roku 2017 túto súčinnosť rozvíjame v strategickom partnerstve so spoločnosťou Finportal, a. s. Špecifikom banky je spracovanie žiadostí v pobočke alebo cez telefonický dialóg, kde zabezpečujeme odbornú prípravu podkladov v súlade s ich metodikou. ","Tatra banka","HypotékaTB","od 10 000 €","4 - 30 rokov","Mimoriadna splátka úveru je bez poplatku, v prípade realizácie jednej alebo viacerých mimoriadných splátok, maximálne jedenkrát mesačne, ak suma súhrnne nepresiahne 30 % istiny úveru za kalendárny rok. Inak, maximálne 1 % z predčasne splatenej sumy.","Pri výročí fixácie úrokovej sadzby, bez poplatku. Mimo výročia fixácie, skutočné náklady priamo súvisiace so žiadosťou o predčasné splatenie a náklady, ktoré vznikli banke v súvislosti s predčasným splatením, max. 1 % z predčasne splatenej sumy.","\u003Cp>\u003Cstrong>Tatra banka\u003C/strong> aktuálne poskytuje tieto úrokové sadzby:\u003C/p>\n\u003Cul>\n\u003Cli>od 4,09 % p. a. pri fixácii na 1 rok;\u003C/li>\n\u003Cli>od 3,29 % p. a. pri fixácii na 2 roky;\u003C/li>\n\u003Cli>od 3,69 % p. a. pri fixácii na 3 roky;\u003C/li>\n\u003Cli>od 3,89 % p. a. pri fixácii na 5 rokov;\u003C/li>\n\u003Cli>od 4,49 % p. a. pri fixácii na 7 rokov;\u003C/li>\n\u003Cli>od 4,69 % p. a. pri fixácii na 10 rokov.\u003C/li>\n\u003C/ul>\n\u003Cp> \u003C/p>\n\u003Cp>\u003Cstrong>Pre nové úvery Hypotéka\u003Csup>TB\u003C/sup>\u003C/strong> banka poskytne zľavu z úrokovej sadzby (už zohľadnené v uvedených úrokových sadzbách) až 0,20 % p. a. a to následovne:\u003C/p>\n\u003Cul>\n\u003Cli>- 0,10 % p. a., ak bude k hypotéke uzatvorené Poistenie schopnosti splácania;\u003C/li>\n\u003Cli>- 0,10 % p. a. za aktívne využívanie Účtu pre modrú platnétu\u003Csup>TB\u003C/sup>.\u003C/li>\n\u003C/ul>\n\u003Cp> \u003C/p>\n\u003Cp>Zľavu 100 % z poplatku za poskytnutie úveru získate, ak k podaniu žiadosti predložíte k financovanej nehnuteľnosti Energetický certifikát alebo Tepelno-technický posudok s triedou A0, A1.\u003C/p>\n\u003Cp>Ďalšími ponúkanými benefitmi sú:\u003C/p>\n\u003Cul>\n\u003Cli>znalecké ohodnotenie bytu alebo nehnuteľnosti do 24 hodín na náklady klienta,\u003C/li>\n\u003Cli>vybavenie katastra za klienta.\u003C/li>\n\u003C/ul>","Aktuálne podmienky od 22.1.2026","Refinančná hypotékaTB","od 13 000 €","Štandardne 0,80 % z hypotéky, min. 250 €.","\u003Ch1>Hypotéka\u003Csup>TB\u003C/sup>\u003C/h1>\n\u003Cp>\u003Cstrong>Tatra banka aktuálne poskytuje úrokové sadzby:\u003C/strong>\u003C/p>\n\u003Cul>\n\u003Cli>od 4,09 % p. a. pri fixácii na 1 rok;\u003C/li>\n\u003Cli>od 3,29 % p. a. pri fixácii na 2 roky;\u003C/li>\n\u003Cli>od 3,69 % p. a. pri fixácii na 3 roky;\u003C/li>\n\u003Cli>od 3,89 % p. a. pri fixácii na 5 rokov;\u003C/li>\n\u003Cli>od 4,49 % p. a. pri fixácii na 7 rokov;\u003C/li>\n\u003Cli>od 4,69 % p. a. pri fixácii na 10 rokov.\u003C/li>\n\u003C/ul>\n\u003Cp> \u003C/p>\n\u003Cp>Banka poskytuje 100 % zľavu z poplatku za refinančnú hypotéku.\u003C/p>\n\u003Cp> \u003C/p>\n\u003Cp>\u003Cstrong>Pre nové úvery Hypotéka\u003Csup>TB\u003C/sup>\u003C/strong> banka poskytne zľavu z úrokovej sadzby (už zohľadnené v uvedených úrokových sadzbách) až 0,20 % p. a. a to:\u003C/p>\n\u003Cul>\n\u003Cli>- 0,10 % p. a., ak bude k hypotéke uzatvorené Poistenie schopnosti splácania;\u003C/li>\n\u003Cli>- 0,10 % p. a. za aktívne využívanie Účtu pre modrú platnétu\u003Csup>TB\u003C/sup>.\u003C/li>\n\u003C/ul>\n\u003Cp> \u003C/p>\n\u003Cp>Ďalšími ponúkanými benefitmi sú:\u003C/p>\n\u003Cul>\n\u003Cli>100 % preplatenie nákladov na predčasné splatenie pri refinancovaní úveru zabezpečeného nehnuteľnosťou z inej banky a to najviac vo výške 1 % z predčasne splácanej sumy každého úveru, podľa podmienok kampane banky,\u003C/li>\n\u003Cli>aj vybavenie katastra za klienta.\u003C/li>\n\u003C/ul>\n\u003Cp> \u003C/p>\n\u003Cp>Pri refinančnom úvere banka akceptuje až do 5 rokov starý znalecký posudok na nehnuteľnosť.\u003C/p>\n\u003Cp> \u003C/p>","Hypotéka TB - konsolidácia","4 -30 rokov","\u003Cp>\u003Cstrong>Tatra banka aktuálne poskytuje úrokové sadzby:\u003C/strong>\u003C/p>\n\u003Cul>\n\u003Cli>od 4,09 % p. a. pri fixácii na 1 rok;\u003C/li>\n\u003Cli>od 3,29 % p. a. pri fixácii na 2 roky;\u003C/li>\n\u003Cli>od 3,69 % p. a. pri fixácii na 3 roky;\u003C/li>\n\u003Cli>od 3,89 % p. a. pri fixácii na 5 rokov;\u003C/li>\n\u003Cli>od 4,49 % p. a. pri fixácii na 7 rokov;\u003C/li>\n\u003Cli>od 4,69 % p. a. pri fixácii na 10 rokov.\u003C/li>\n\u003C/ul>\n\u003Cp>Banka poskytuje 100 % zľavu z poplatku za refinančnú hypotéku.\u003C/p>\n\u003Cp>\u003Cstrong>Pre nové úvery Hypotéka\u003Csup>TB\u003C/sup>\u003C/strong> banka poskytne zľavu z úrokovej sadzby (už zohľadnené v uvedených úrokových sadzbách) až 0,20 % p. a. a to:\u003C/p>\n\u003Cul>\n\u003Cli>- 0,10 % p. a., ak bude k hypotéke uzatvorené Poistenie schopnosti splácania;\u003C/li>\n\u003Cli>- 0,10 % p. a. za aktívne využívanie Účtu pre modrú platnétu\u003Csup>TB\u003C/sup>.\u003C/li>\n\u003C/ul>\n\u003Cp>Ďalšími ponúkanými benefitmi sú:\u003C/p>\n\u003Cul>\n\u003Cli>100 % preplatenie nákladov na predčasné splatenie pri refinancovaní úveru zabezpečeného nehnuteľnosťou z inej banky a to najviac vo výške 1 % z predčasne splácanej sumy každého úveru, podľa podmienok kampane banky,\u003C/li>\n\u003Cli>aj vybavenie katastra za klienta.\u003C/li>\n\u003C/ul>\n\u003Cp>Pri refinančnom úvere banka akceptuje až do 5 rokov starý znalecký posudok na nehnuteľnosť.\u003C/p>","Americká hypotékaTB","1 - 20 rokov","Štandardný poplatok je 0,80 % z výšky poskytnutej hypotéky, min. 250 EUR.","Bez poplatku, v prípade realizácie jednej alebo viacerých mimoriadných splátok, maximálne jedenkrát mesačne, ak suma súhrnne nepresiahne 30 % istiny úveru za kalendárny rok. Inak, maximálne 1 % z predčasne splatenej sumy.","Pri výročí fixácie úrokovej sadzby, bez poplatku. Mimo výročia fixácie, skutočné náklady priamo súvisiace so žiadosťou o predčasné splatenie, max. 1 % z predčasne splatenej sumy.","\u003Ch1>Americká hypotéka\u003Csup>TB\u003C/sup>\u003C/h1>\n\u003Cp>\u003Cstrong>Tatra banka\u003C/strong> aktuálne poskytuje úrokové sadzby:\u003C/p>\n\u003Cul>\n\u003Cli>od 4,39 % p. a. pri fixácii na 1 rok;\u003C/li>\n\u003Cli>od 3,59 % p. a. pri fixácii na 2 roky;\u003C/li>\n\u003Cli>od 3,99 % p. a. pri fixácii na 3 roky;\u003C/li>\n\u003Cli>od 4,19 % p. a. pri fixácii na 5 rokov;\u003C/li>\n\u003Cli>od 4,79 % p. a. pri fixácii na 7 rokov;\u003C/li>\n\u003Cli>od 4,99 % p. a. pri fixácii na 10 rokov.\u003C/li>\n\u003C/ul>\n\u003Cp> \u003C/p>\n\u003Cp>Tatra banka ponúka Program odmeňovania\u003Csup>TB\u003C/sup> Hypotéka (už zohľadnený v uvedených úrokových sadzbách) - pre nové úvery Hypotéka\u003Csup>TB\u003C/sup> a Americká hypotéka\u003Csup>TB\u003C/sup> poskytne banka zľavu z úrokovej sadzby vo výške až -0,20% p. a. a to:\u003C/p>\n\u003Cul>\n\u003Cli> -0,10 % p. a., ak bude k úveru uzatvorené Poistenie schopnosti splácať úver;\u003C/li>\n\u003Cli>-0,10 % p. a. za aktívne využívanie Účtu pre modrú platnétu\u003Csup>TB\u003C/sup>.\u003C/li>\n\u003C/ul>\n\u003Cp> \u003C/p>\n\u003Cp>Zľavu z poplatku za úver vo výške 100 % získate, ak k podaniu žiadosti predložíte k financovanej nehnuteľnosti Energetický certifikát alebo Tepelno-technický posudok s triedou A0, A1.\u003C/p>\n\u003Cp> \u003C/p>\n\u003Cp>\u003Cstrong>Ďalším ponúkaným benefitom\u003C/strong> je znalecké ohodnotenie bytu do 24 hodín na náklady klienta a aj vybavenie katastra za klienta.\u003C/p>","Silní partneri pre vaše financie a nehnuteľnosti","Poplatok za poskytnutie hypotéky je štandardne vo výške 0,80 % z hypotéky, min. 250 €.\n\nJednorázové čerpanie hypotéky je bezplatné. Pri postupnom čerpaní je druhá a každá ďalšia tranža spoplatnená sumou 25 €.",{"id":42,"banks_id":4,"languages_code":474,"about_title":637,"about_text":579,"financial_institution":638,"product_name":639,"mortgage_amount":640,"mortgage_maturity_period":641,"extraordinary_installment":642,"early_repayment":643,"main_text":644,"text_about_update":645,"financial_institution_refinancing":613,"product_name_refinancing":621,"mortgage_amount_refinancing":646,"mortgage_maturity_period_refinancing":647,"providing_mortgage_refinancing":623,"extraordinary_installment_refinancing":617,"main_text_refinancing":648,"text_about_update_refinancing":17,"financial_institution_consolidation":613,"product_name_consolidation":17,"mortgage_amount_consolidation":646,"mortgage_maturity_period_consolidation":647,"providing_mortgage_consolidation":17,"extraordinary_installment_consolidation":17,"early_repayment_consolidation":17,"main_text_consolidation":17,"text_about_update_consolidation":17,"financial_institution_nonpurpose":613,"product_name_nonpurpose":628,"mortgage_amount_nonpurpose":622,"mortgage_maturity_period_nonpurpose":649,"providing_mortgage_nonpurpose":17,"extraordinary_installment_nonpurpose":17,"early_repayment_nonpurpose":17,"main_text_nonpurpose":650,"text_about_update_nonpurpose":620,"contact_box_title":604,"contact_box_text":605,"providing_mortgage":651,"early_repayment_refinancing":618,"contact_box_buttons":158,"about_more":17},"Hypotéky at Tatra banka","Tatra banka EN","HypotékaTB EN","od 10 000 € EN","4 - 30 rokov EN","Mimoriadna splátka úveru je bez poplatku, v prípade realizácie jednej alebo viacerých mimoriadných splátok, maximálne jedenkrát mesačne, ak suma súhrnne nepresiahne 30 % istiny úveru za kalendárny rok. Inak, maximálne 1 % z predčasne splatenej sumy. EN","Pri výročí fixácie úrokovej sadzby, bez poplatku. Mimo výročia fixácie, skutočné náklady priamo súvisiace so žiadosťou o predčasné splatenie a náklady, ktoré vznikli banke v súvislosti s predčasným splatením, max. 1 % z predčasne splatenej sumy. EN","\u003Ch1>EN HypotékaTB\u003C/h1>\n\u003Cp>Tatra banka aktuálne poskytuje tieto úrokové sadzby:\u003C/p>\n\u003Cp> \u003C/p>\n\u003Cul>\n\u003Cli>od 4,09 % p. a. pri fixácii na 1 rok;\u003C/li>\n\u003Cli>od 3,29 % p. a. pri fixácii na 2 roky;\u003C/li>\n\u003Cli>od 3,69 % p. a. pri fixácii na 3 roky;\u003C/li>\n\u003Cli>od 3,89 % p. a. pri fixácii na 5 rokov;\u003C/li>\n\u003Cli>od 4,49 % p. a. pri fixácii na 7 rokov;\u003C/li>\n\u003Cli>od 4,69 % p. a. pri fixácii na 10 rokov.\u003C/li>\n\u003C/ul>\n\u003Cp> \u003C/p>\n\u003Cp>\u003Cstrong>Pre nové úvery HypotékaTB\u003C/strong> banka poskytne zľavu z úrokovej sadzby (už zohľadnený v uvedených úrokových sadzbách) až 0,20 % p. a. a to následovne:\u003C/p>\n\u003Cp> \u003C/p>\n\u003Cul>\n\u003Cli>-0,10 % p. a., ak bude k hypotéke uzatvorené Poistenie schopnosti splácania;\u003C/li>\n\u003Cli>-0,10 % p. a. za aktívne využívanie Účtu pre modrú platnétuTB.\u003C/li>\n\u003C/ul>\n\u003Cp> \u003C/p>\n\u003Cp>Zľavu 100 % z poplatku za poskytnutie získate, ak k podaniu žiadosti predložíte k financovanej nehnuteľnosti Energetický certifikát alebo Tepelno-technický posudok s triedou A0, A1.\u003C/p>\n\u003Cp> \u003C/p>\n\u003Cp>Ďalšími ponúkanými benefitmi sú:\u003C/p>\n\u003Cul>\n\u003Cli>Znalecké ohodnotenie bytu alebo nehnuteľnosti do 24 hodín na náklady klienta\u003C/li>\n\u003Cli>Vybavenie katastra za klienta.\u003C/li>\n\u003C/ul>","Aktuálne podmienky od 22.1.2026 EN","from 13 000 €","4 - 30 years","\u003Ch1>HypotékaTB\u003C/h1>\n\u003Cp>\u003Cstrong>Tatra banka aktuálne poskytuje úrokové sadzby:\u003C/strong>\u003C/p>\n\u003Cul>\n\u003Cli>od 4,09 % p. a. pri fixácii na 1 rok;\u003C/li>\n\u003Cli>od 3,29 % p. a. pri fixácii na 2 roky;\u003C/li>\n\u003Cli>od 3,69 % p. a. pri fixácii na 3 roky;\u003C/li>\n\u003Cli>od 3,89 % p. a. pri fixácii na 5 rokov;\u003C/li>\n\u003Cli>od 4,49 % p. a. pri fixácii na 7 rokov;\u003C/li>\n\u003Cli>od 4,69 % p. a. pri fixácii na 10 rokov.\u003C/li>\n\u003C/ul>\n\u003Cp>Tatra banka ponúka Program odmeňovaniaTB Hypotéka (už zohľadnený v uvedených úrokových sadzbách) - pre nové úvery HypotékaTB a Americká hypotékaTB poskytne banka zľavu z úrokovej sadzby vo výške až - 0,20 % p. a. a to:\u003C/p>\n\u003Cul>\n\u003Cli>-0,10 % p. a., ak bude k úveru uzatvorené Poistenie schopnosti splácať úver;\u003C/li>\n\u003Cli>-0,10 % p. a. za aktívne využívanie Účtu pre modrú platnétuTB.\u003C/li>\n\u003C/ul>\n\u003Cp> \u003C/p>\n\u003Cp> \u003C/p>","1 - 20 years","\u003Ch1>Americká hypotékaTB\u003C/h1>\n\u003Cp> \u003C/p>\n\u003Cp>\u003Cstrong>Tatra banka\u003C/strong> aktuálne poskytuje úrokové sadzby:\u003C/p>\n\u003Cul>\n\u003Cli>od 4,39 % p. a. pri fixácii na 1 rok;\u003C/li>\n\u003Cli>od 3,59 % p. a. pri fixácii na 2 roky;\u003C/li>\n\u003Cli>od 3,99 % p. a. pri fixácii na 3 roky;\u003C/li>\n\u003Cli>od 4,19 % p. a. pri fixácii na 5 rokov;\u003C/li>\n\u003Cli>od 4,79 % p. a. pri fixácii na 7 rokov;\u003C/li>\n\u003Cli>od 4,99 % p. a. pri fixácii na 10 rokov.\u003C/li>\n\u003C/ul>\n\u003Cp>Tatra banka ponúka Program odmeňovaniaTB Hypotéka (už zohľadnený v uvedených úrokových sadzbách) - pre nové úvery HypotékaTB a Americká hypotékaTB poskytne banka zľavu z úrokovej sadzby:\u003C/p>\n\u003Cul>\n\u003Cli>vo výške až - 0,20 % p. a.\n\u003Cul>\n\u003Cli> -0,10 % p. a., ak bude k úveru uzatvorené Poistenie schopnosti splácať úver;\u003C/li>\n\u003Cli>-0,10 % p. a. za aktívne využívanie Účtu pre modrú platnétuTB.\u003C/li>\n\u003C/ul>\n\u003C/li>\n\u003C/ul>\n\u003Cp>Zľavu z poplatku za úver vo výške 100 % získate, ak k podaniu žiadosti predložíte k financovanej nehnuteľnosti Energetický certifikát alebo Tepelno-technický posudok s triedou A0, A1.\u003C/p>\n\u003Cp>\u003Cstrong>Ďalším ponúkaným benefitom\u003C/strong> je znalecké ohodnotenie bytu do 24 hodín na náklady klienta a aj vybavenie katastra za klienta.\u003C/p>","Poplatok za poskytnutie hypotéky je štandardne vo výške 0,80 % z hypotéky, min. 250 €.\n\nJednorázové čerpanie hypotéky je bezplatné. Pri postupnom čerpaní je druhá a každá ďalšia tranža spoplatnená sumou 25 €. EN",{"id":36,"slug":653,"translations":654},"vub-banka",[655,664],{"id":180,"banks_id":36,"languages_code":474,"about_title":656,"about_text":579,"financial_institution":657,"product_name":658,"mortgage_amount":659,"mortgage_maturity_period":647,"extraordinary_installment":17,"early_repayment":17,"main_text":17,"text_about_update":17,"financial_institution_refinancing":657,"product_name_refinancing":660,"mortgage_amount_refinancing":17,"mortgage_maturity_period_refinancing":17,"providing_mortgage_refinancing":17,"extraordinary_installment_refinancing":17,"main_text_refinancing":17,"text_about_update_refinancing":17,"financial_institution_consolidation":657,"product_name_consolidation":17,"mortgage_amount_consolidation":17,"mortgage_maturity_period_consolidation":17,"providing_mortgage_consolidation":17,"extraordinary_installment_consolidation":17,"early_repayment_consolidation":17,"main_text_consolidation":17,"text_about_update_consolidation":17,"financial_institution_nonpurpose":657,"product_name_nonpurpose":661,"mortgage_amount_nonpurpose":659,"mortgage_maturity_period_nonpurpose":662,"providing_mortgage_nonpurpose":17,"extraordinary_installment_nonpurpose":17,"early_repayment_nonpurpose":17,"main_text_nonpurpose":17,"text_about_update_nonpurpose":17,"contact_box_title":604,"contact_box_text":663,"providing_mortgage":17,"early_repayment_refinancing":17,"contact_box_buttons":145,"about_more":17},"Hypotéky at VÚB Banka","VÚB Banka","Hypotéka na bývanie","from 6 600 €","Hypotéka na refinancovanie","Bezúčelová hypotéka","1 - 30 years","Partners form",{"id":437,"banks_id":36,"languages_code":26,"about_title":665,"about_text":579,"financial_institution":657,"product_name":658,"mortgage_amount":666,"mortgage_maturity_period":616,"extraordinary_installment":667,"early_repayment":632,"main_text":668,"text_about_update":17,"financial_institution_refinancing":657,"product_name_refinancing":660,"mortgage_amount_refinancing":666,"mortgage_maturity_period_refinancing":669,"providing_mortgage_refinancing":670,"extraordinary_installment_refinancing":667,"main_text_refinancing":671,"text_about_update_refinancing":17,"financial_institution_consolidation":657,"product_name_consolidation":672,"mortgage_amount_consolidation":666,"mortgage_maturity_period_consolidation":669,"providing_mortgage_consolidation":17,"extraordinary_installment_consolidation":667,"early_repayment_consolidation":632,"main_text_consolidation":673,"text_about_update_consolidation":17,"financial_institution_nonpurpose":657,"product_name_nonpurpose":661,"mortgage_amount_nonpurpose":666,"mortgage_maturity_period_nonpurpose":674,"providing_mortgage_nonpurpose":675,"extraordinary_installment_nonpurpose":667,"early_repayment_nonpurpose":676,"main_text_nonpurpose":677,"text_about_update_nonpurpose":17,"contact_box_title":593,"contact_box_text":594,"providing_mortgage":678,"early_repayment_refinancing":632,"contact_box_buttons":157,"about_more":17},"Hypotéky vo VÚB Banke","od 6 600 €","Mimoriadna splátka je bez poplatku, ak je realizovaná v jednej mimoriadnej splátke alebo viacerých mimoriadnych splátkach (najviac však každý kalendárny mesiac jedenkrát) a celkovo nepresiahne výšku 30 % istiny úveru počas kalendárneho roka.","\u003Cp>\u003Cstrong>Banka v súčasnosti poskytuje 100 % zľavu z poplatku za poskytnutie hypotéky\u003C/strong> s aktívnym účtom a s doloženým energetickým certifikátom k predmetu zabezpečenia.\u003Cbr>\u003Cbr>Aktuálne je možné získať úrokovú sadzbu pri hypotékach s maximálnym LTV do 80 %, a to:\u003C/p>\n\u003Cul>\n\u003Cli>\u003Cstrong>od 3,49 % p. a.\u003C/strong> pri fixnom období na 3 roky,\u003C/li>\n\u003Cli>\u003Cstrong>od 3,59 % p. a.\u003C/strong> pri fixácii na 4 roky,\u003C/li>\n\u003Cli>\u003Cstrong>od 3,69 % p. a.\u003C/strong> pri fixácii na 5 rokov,\u003C/li>\n\u003Cli>\u003Cstrong>od 4,09 % p. a.\u003C/strong> pri fixácii na 6 rokov,\u003C/li>\n\u003Cli>\u003Cstrong>od 4,69 % p. a.\u003C/strong> pri fixácii na 8 rokov,\u003C/li>\n\u003Cli>\u003Cstrong>od 4,69 % p. a.\u003C/strong> pri fixácii na 10 rokov.\u003C/li>\n\u003C/ul>\n\u003Cp>Ak sa rozhodnete pre Poistenie schopnosti splácať úver na bývanie (CPI) k VÚB Hypotéke, \u003Cstrong>môžete získať ešte výhodnejšiu úrokovú sadzbu - zníženú o 0,10 % p. a.\u003C/strong>.\u003Cbr>\u003Cbr>Pri službe Zelená hypotéka banka poskytne zľavu z úrokovej sadzby vo výške 0,15 % p. a. pre fixáciu úrokovej sadzby na 3 roky.\u003Cbr>\u003Cbr>Mladí klienti do 35 rokov s priznaným nárokom na daňový bonus získajú možnosť znížiť úrokovú sadzbu vo výške 0,30 % p. a. na celý prvý rok splácania hypotéky pre fixáciu úrokovej sadzby na 3, 4 alebo 5 rokov.\u003Cbr>\u003Cbr>Pri financovaní nehnuteľnosti v developerskom projekte banka poskytne špeciálnu zľavu z úrokovej sadzby vo výške 0,10 % p. a.\u003C/p>","1 - 30 rokov","Bez poplatku.","\u003Cp>\u003Cstrong>Banka poskytuje 100 % zľavu z poplatku za poskytnutie hypotéky\u003C/strong> s aktívnym účtom a s doloženým energetickým certifikátom k predmetu zabezpečenia.\u003Cbr>\u003Cbr>Aktuálne je možné získať úrokovú sadzbu pri hypotékach s maximálnym LTV do 80 %, a to:\u003C/p>\n\u003Cul>\n\u003Cli>\u003Cstrong>od 3,49 % p. a.\u003C/strong> pri fixnom období na 3 roky,\u003C/li>\n\u003Cli>\u003Cstrong>od 3,59 % p. a.\u003C/strong> pri fixácii na 4 roky,\u003C/li>\n\u003Cli>\u003Cstrong>od 3,69 % p. a.\u003C/strong> pri fixácii na 5 rokov,\u003C/li>\n\u003Cli>\u003Cstrong>od 4,69 % p. a.\u003C/strong> pri fixácii na 10 rokov.\u003C/li>\n\u003C/ul>\n\u003Cp>Ak sa rozhodnete pre Poistenie schopnosti splácať úver na bývanie (CPI) k VÚB Hypotéke s fixáciou úrokovej sadzby na 3, 4, 5 alebo 10 rokov, \u003Cstrong>môžete získať ešte výhodnejšiu úrokovú sadzbu - zníženú o 0,10 % p. a.\u003C/strong>.\u003Cbr>\u003Cbr>Pri službe Zelená hypotéka banka poskytne zľavu z úrokovej sadzby vo výške 0,15 % p. a. pre fixáciu úrokovej sadzby na 3 roky.\u003C/p>","Konsolidačná hypotéka","\u003Cp>\u003Cstrong>Banka v súčasnosti poskytuje 100 % zľavu z poplatku za poskytnutie hypotéky\u003C/strong> s aktívnym účtom a s doloženým energetickým certifikátom k predmetu zabezpečenia.\u003Cbr>\u003Cbr>Aktuálne je možné získať úrokovú sadzbu pri hypotékach s maximálnym LTV do 80 %, a to:\u003C/p>\n\u003Cul>\n\u003Cli>\u003Cstrong>od 3,49 % p. a.\u003C/strong> pri fixnom období na 3 roky,\u003C/li>\n\u003Cli>\u003Cstrong>od 3,59 % p. a.\u003C/strong> pri fixácii na 4 roky,\u003C/li>\n\u003Cli>\u003Cstrong>od 3,69 % p. a.\u003C/strong> pri fixácii na 5 rokov,\u003C/li>\n\u003Cli>\u003Cstrong>od 4,69 % p. a.\u003C/strong> pri fixácii na 10 rokov.\u003C/li>\n\u003C/ul>\n\u003Cp>Ak sa rozhodnete pre Poistenie schopnosti splácať úver na bývanie (CPI) k VÚB Hypotéke, \u003Cstrong>môžete získať ešte výhodnejšiu úrokovú sadzbu - zníženú o 0,10 % p. a.\u003C/strong>.\u003Cbr>\u003Cbr>Pri službe Zelená hypotéka banka poskytne zľavu z úrokovej sadzby vo výške 0,15 % p. a. pre fixáciu úrokovej sadzby na 3 roky.\u003C/p>","1 -30 rokov","Štandardne 2 % z objemu hypotéky.","Pri výročí fixácie úrokovej sadzby, bez poplatku. Mimo výročia fixácie, skutočné náklady priamo súvisiace so žiadosťou o predčasné splatenie, max. 1% z predčasne splatenej sumy.","\u003Cp>\u003Cstrong>Banka v súčasnosti poskytuje 100 % zľavu z poplatku za poskytnutie hypotéky\u003C/strong> s aktívnym účtom a s doloženým energetickým certifikátom k predmetu zabezpečenia.\u003Cbr>\u003Cbr>Aktuálne je možné získať úrokovú sadzbu pri hypotékach s maximálnym LTV do 80 %, a to:\u003C/p>\n\u003Cul>\n\u003Cli>\u003Cstrong>od 3,49 % p. a.\u003C/strong> pri fixnom období na 3 roky,\u003C/li>\n\u003Cli>\u003Cstrong>od 3,59 % p. a.\u003C/strong> pri fixácii na 4 roky,\u003C/li>\n\u003Cli>\u003Cstrong>od 3,69 % p. a.\u003C/strong> pri fixácii na 5 rokov,\u003C/li>\n\u003Cli>\u003Cstrong>od 4,69 % p. a.\u003C/strong> pri fixácii na 10 rokov.\u003C/li>\n\u003C/ul>\n\u003Cp>Ak sa rozhodnete pre Poistenie schopnosti splácať úver na bývanie (CPI) k VÚB Hypotéke s fixáciou úrokovej sadzby na 1, 3, 4, 5 alebo 10 rokov, \u003Cstrong>môžete získať ešte výhodnejšiu úrokovú sadzbu - zníženú o 0,10 % p. a.\u003C/strong>.\u003Cbr>\u003Cbr>Pri službe Zelená hypotéka banka poskytne zľavu z úrokovej sadzby vo výške 0,15 % p. a. pre fixáciu úrokovej sadzby na 3 roky.\u003C/p>","Štandardný poplatok je vo výške 2 % z objemu hypotéky.",{"id":42,"slug":680,"translations":681},"slsp",[682,691],{"id":533,"banks_id":42,"languages_code":474,"about_title":683,"about_text":579,"financial_institution":684,"product_name":685,"mortgage_amount":686,"mortgage_maturity_period":687,"extraordinary_installment":17,"early_repayment":17,"main_text":17,"text_about_update":17,"financial_institution_refinancing":684,"product_name_refinancing":688,"mortgage_amount_refinancing":686,"mortgage_maturity_period_refinancing":687,"providing_mortgage_refinancing":689,"extraordinary_installment_refinancing":17,"main_text_refinancing":17,"text_about_update_refinancing":17,"financial_institution_consolidation":684,"product_name_consolidation":690,"mortgage_amount_consolidation":686,"mortgage_maturity_period_consolidation":687,"providing_mortgage_consolidation":689,"extraordinary_installment_consolidation":17,"early_repayment_consolidation":17,"main_text_consolidation":17,"text_about_update_consolidation":17,"financial_institution_nonpurpose":684,"product_name_nonpurpose":661,"mortgage_amount_nonpurpose":686,"mortgage_maturity_period_nonpurpose":687,"providing_mortgage_nonpurpose":17,"extraordinary_installment_nonpurpose":17,"early_repayment_nonpurpose":17,"main_text_nonpurpose":17,"text_about_update_nonpurpose":17,"contact_box_title":17,"contact_box_text":17,"providing_mortgage":17,"early_repayment_refinancing":17,"contact_box_buttons":17,"about_more":17},"Mortgages at Slovenská sporiteľňa","SLSP","Úver na bývanie","from 7 000 €","5 - 30 years","Úver na bývanie - refinancing","100 % discount on the mortgage providing fee.","Úver na bývanie - cosolidation",{"id":70,"banks_id":42,"languages_code":26,"about_title":692,"about_text":579,"financial_institution":684,"product_name":685,"mortgage_amount":693,"mortgage_maturity_period":694,"extraordinary_installment":695,"early_repayment":632,"main_text":696,"text_about_update":17,"financial_institution_refinancing":684,"product_name_refinancing":697,"mortgage_amount_refinancing":693,"mortgage_maturity_period_refinancing":694,"providing_mortgage_refinancing":698,"extraordinary_installment_refinancing":695,"main_text_refinancing":699,"text_about_update_refinancing":17,"financial_institution_consolidation":684,"product_name_consolidation":700,"mortgage_amount_consolidation":693,"mortgage_maturity_period_consolidation":694,"providing_mortgage_consolidation":698,"extraordinary_installment_consolidation":695,"early_repayment_consolidation":632,"main_text_consolidation":699,"text_about_update_consolidation":17,"financial_institution_nonpurpose":684,"product_name_nonpurpose":661,"mortgage_amount_nonpurpose":693,"mortgage_maturity_period_nonpurpose":694,"providing_mortgage_nonpurpose":701,"extraordinary_installment_nonpurpose":695,"early_repayment_nonpurpose":632,"main_text_nonpurpose":702,"text_about_update_nonpurpose":17,"contact_box_title":17,"contact_box_text":17,"providing_mortgage":701,"early_repayment_refinancing":632,"contact_box_buttons":17,"about_more":17},"Hypotéky v Slovenskej sporiteľni","od 7 000 €","5 - 30 rokov","Mimoriadna splátka je bez poplatku raz mesačne zo zákona tak, aby celkový objem mimoriadnych splátok nepresiahol 30 % výšky úveru počas kalendárneho roka. Taktiež je bez poplatku aj realizovanie mimoriadnej splátky raz mesačne cez Georgea, najmenej vo výške 50 EUR, avšak maximálne trojnásobok mesačnej splátky.","\u003Cp>Banka v súčasnosti poskytuje akciovú výšku poplatku za poskytnutie úveru len 400 € pre každého. V prípade, ak je predložený energetický certifikát nehnuteľnosti financovanej z úveru typu A0 alebo A1, banka poskytne 50 % zľavu z poplatku za poskytnutie úveru. Ponúka aj objednanie znaleckého posudku k nehnuteľnosti v mene a na náklady klienta.\u003C/p>\n\u003Cp>V rámci programu \u003Cstrong>Výhodný súčet \u003C/strong>Slovenská sporiteľňa ponúka zníženie úrokových sadzieb:\u003C/p>\n\u003Cul>\n\u003Cli>\u003Cstrong>o 0,50 %\u003C/strong> ak máte vedený v SLSP účet, z ktorého budete úver na bývanie splácať a tento účet nie je v nepovolenom prečerpaní;\u003C/li>\n\u003Cli>\u003Cstrong>o 0,20 %\u003C/strong> za poistenie k úveru na celú dobu trvania úverového vzťahu.\u003C/li>\n\u003C/ul>\n\u003Cp>Zvýhodnenia možno získať jednotlivo alebo vo výške 0,70 %, ak budú v čase uzatvorenia úverovej zmluvy splnené obidve podmienky.\u003Cbr>\u003Cbr>Ak klient program \u003Cstrong>Výhodný súčet\u003C/strong> nevyužije, získa štandardné \u003Cem>(\u003Cstrong>zvýšené\u003C/strong>)\u003C/em> úrokové sadzby:\u003C/p>\n\u003Cul>\n\u003Cli>od \u003Cstrong>4,59 % p. a. \u003C/strong>s fixáciou na 1 rok,\u003C/li>\n\u003Cli>od \u003Cstrong>4,19 % p. a.\u003C/strong> s fixáciou na 3 roky,\u003C/li>\n\u003Cli>od \u003Cstrong>4,59 % p. a.\u003C/strong> s fixáciou na 5 rokov,\u003C/li>\n\u003Cli>od\u003Cstrong> 5,39 % p. a.\u003C/strong> s fixáciou na 10 rokov,\u003C/li>\n\u003Cli>od \u003Cstrong>5,69 % p. a.\u003C/strong> s fixáciou na 15 rokov.\u003C/li>\n\u003C/ul>\n\u003Cp>\u003Cstrong>Na hypotéke do 70 % LTV nie je potrebné dokladovať účel použitia finančných prostriedkov.\u003C/strong>\u003C/p>","Úver na bývanie - refinancovanie hypotéky","100 % zľava z poplatku za poskytnutie úveru.","\u003Cp>\u003Cstrong>Slovenská sporiteľňa\u003C/strong> v súčasnosti poskytuje \u003Cstrong>100 % zľavu z poplatku\u003C/strong> za spracovanie a poskytnutie hypotéky. Zabezpečí objednanie a vyhotovenie znaleckého posudku k nehnuteľnosti na náklady klienta.\u003C/p>\n\u003Cp>V rámci programu \u003Cstrong>Výhodný súčet \u003C/strong>Slovenská sporiteľňa ponúka zníženie úrokových sadzieb:\u003C/p>\n\u003Cul>\n\u003Cli>\u003Cstrong>o 0,50 %\u003C/strong> ak máte vedený v SLSP účet, z ktorého budete hypotéku splácať a tento účet nie je v nepovolenom prečerpaní;\u003C/li>\n\u003Cli>\u003Cstrong>o 0,20 %\u003C/strong> za poistenie hypotéky na celú dobu trvania úverového vzťahu;\u003C/li>\n\u003Cli>zvýhodnenia možno získať jednotlivo alebo spolu vo výške \u003Cstrong>0,70 %\u003C/strong>, ak budú v čase uzatvorenia úverovej zmluvy splnené obidve podmienky.\u003C/li>\n\u003C/ul>\n\u003Cp>Ak klient program \u003Cstrong>Výhodný súčet\u003C/strong> nevyužije, získa štandardné \u003Cem>(\u003Cstrong>zvýšené\u003C/strong>)\u003C/em> úrokové sadzby:\u003C/p>\n\u003Cul>\n\u003Cli>od \u003Cstrong>4,59 % p. a. \u003C/strong>s fixáciou na 1 rok,\u003C/li>\n\u003Cli>od\u003Cstrong> 4,19 % p. a.\u003C/strong> s fixáciou na 3 roky,\u003C/li>\n\u003Cli>od \u003Cstrong>4,59 % p. a.\u003C/strong> s fixáciou na 5 rokov,\u003C/li>\n\u003Cli>od \u003Cstrong>5,39 % p. a.\u003C/strong> s fixáciou na 10 rokov,\u003C/li>\n\u003Cli>od \u003Cstrong>5,69 % p. a.\u003C/strong> s fixáciou na 15 rokov.\u003C/li>\n\u003C/ul>","Úver na bývanie - konsolidácia","Aktuálne klient platí akciový poplatok za poskytnutie úveru vo výške 400 €.","\u003Cp>\u003Cstrong>Na hypotéke do 70 % LTV nie je potrebné dokladovať účel použitia finančných prostriedkov.\u003C/strong>\u003C/p>\n\u003Cp>Banka v súčasnosti poskytuje akciovú výšku poplatku za poskytnutie úveru len 400 € pre každého. V prípade, ak je predložený energetický certifikát nehnuteľnosti financovanej z úveru typu A0 alebo A1, banka poskytne 50 % zľavu z poplatku za poskytnutie úveru. Ponúka aj objednanie znaleckého posudku k nehnuteľnosti v mene a na náklady klienta.\u003C/p>\n\u003Cp>V rámci programu \u003Cstrong>Výhodný súčet \u003C/strong>Slovenská sporiteľňa ponúka zníženie úrokových sadzieb:\u003C/p>\n\u003Cul>\n\u003Cli>\u003Cstrong>o 0,50 %\u003C/strong> ak máte vedený v SLSP účet, z ktorého budete úver na bývanie splácať a tento účet nie je v nepovolenom prečerpaní;\u003C/li>\n\u003Cli>\u003Cstrong>o 0,20 %\u003C/strong> za poistenie k úveru na celú dobu trvania úverového vzťahu.\u003C/li>\n\u003C/ul>\n\u003Cp>Zvýhodnenia možno získať jednotlivo alebo vo výške 0,70 %, ak budú v čase uzatvorenia úverovej zmluvy splnené obidve podmienky.\u003Cbr>\u003Cbr>Ak klient program \u003Cstrong>Výhodný súčet\u003C/strong> nevyužije, získa štandardné \u003Cem>(\u003Cstrong>zvýšené\u003C/strong>)\u003C/em> úrokové sadzby:\u003C/p>\n\u003Cul>\n\u003Cli>od \u003Cstrong>4,59 % p. a. \u003C/strong>s fixáciou na 1 rok,\u003C/li>\n\u003Cli>od \u003Cstrong>4,19 % p. a.\u003C/strong> s fixáciou na 3 roky,\u003C/li>\n\u003Cli>od \u003Cstrong>4,59 % p. a.\u003C/strong> s fixáciou na 5 rokov,\u003C/li>\n\u003Cli>od\u003Cstrong> 5,39 % p. a.\u003C/strong> s fixáciou na 10 rokov,\u003C/li>\n\u003Cli>od \u003Cstrong>5,69 % p. a.\u003C/strong> s fixáciou na 15 rokov.\u003C/li>\n\u003C/ul>",{"id":293,"slug":704,"translations":705},"bks-bank",[706,715],{"id":297,"banks_id":293,"languages_code":474,"about_title":707,"about_text":579,"financial_institution":708,"product_name":685,"mortgage_amount":709,"mortgage_maturity_period":662,"extraordinary_installment":710,"early_repayment":711,"main_text":712,"text_about_update":17,"financial_institution_refinancing":708,"product_name_refinancing":713,"mortgage_amount_refinancing":709,"mortgage_maturity_period_refinancing":662,"providing_mortgage_refinancing":714,"extraordinary_installment_refinancing":710,"main_text_refinancing":712,"text_about_update_refinancing":17,"financial_institution_consolidation":17,"product_name_consolidation":17,"mortgage_amount_consolidation":17,"mortgage_maturity_period_consolidation":17,"providing_mortgage_consolidation":17,"extraordinary_installment_consolidation":17,"early_repayment_consolidation":17,"main_text_consolidation":17,"text_about_update_consolidation":17,"financial_institution_nonpurpose":17,"product_name_nonpurpose":17,"mortgage_amount_nonpurpose":17,"mortgage_maturity_period_nonpurpose":17,"providing_mortgage_nonpurpose":17,"extraordinary_installment_nonpurpose":17,"early_repayment_nonpurpose":17,"main_text_nonpurpose":17,"text_about_update_nonpurpose":17,"contact_box_title":17,"contact_box_text":17,"providing_mortgage":714,"early_repayment_refinancing":711,"contact_box_buttons":17,"about_more":17},"Mortgages at BKS Bank","BKS Bank","from 5 000 EUR","The extraordinary installment of the loan is free of charge once a month, while the cumulative amount does not exceed the amount of the extraordinary installment, or extraordinary installments of 30 % of the housing loan principal during the calendar year.","On the anniversary of the interest rate fixation, free of charge. Outside of the anniversary of the interest rate fixation, the bank charges the actual costs incurred by BKS Bank in connection with early repayment, a maximum of 1% of the amount of the early repaid part of the loan.","\u003Cp>BKS Bank offers interest rates:\u003C/p>\n\u003Cul>\n\u003Cli>from 3.39% p. a.  at 3-year fixation;\u003C/li>\n\u003Cli>from 3.69% p. a. at 5-year fixation;\u003C/li>\n\u003Cli>from 4.99% p. a. with a 7-year fixation.\u003C/li>\n\u003C/ul>\n\u003Cp>The offer also has a variable interest rate tied to the value of 6M-EURIBOR, which is determined according to the client's creditworthiness and loan security.\u003C/p>\n\u003Cp>By default, BKS Bank charges a processing fee of EUR 300, but after submitting the energy certificate, the amount of the processing fee is reduced to EUR 170.\u003C/p>\n\u003Cp>BKS Bank will also provide a free expert opinion on the property that will be the subject of securing the loan.\u003C/p>\n\u003Cp>Premium Konto is provided by the bank without management fee during the first 12 months.\u003C/p>","Úver na bývanie - Refinancovanie skôr poskytnutých úverov","300 EUR",{"id":39,"banks_id":293,"languages_code":26,"about_title":716,"about_text":717,"financial_institution":708,"product_name":685,"mortgage_amount":718,"mortgage_maturity_period":669,"extraordinary_installment":719,"early_repayment":720,"main_text":721,"text_about_update":17,"financial_institution_refinancing":708,"product_name_refinancing":713,"mortgage_amount_refinancing":718,"mortgage_maturity_period_refinancing":669,"providing_mortgage_refinancing":714,"extraordinary_installment_refinancing":719,"main_text_refinancing":721,"text_about_update_refinancing":17,"financial_institution_consolidation":17,"product_name_consolidation":17,"mortgage_amount_consolidation":17,"mortgage_maturity_period_consolidation":17,"providing_mortgage_consolidation":17,"extraordinary_installment_consolidation":17,"early_repayment_consolidation":17,"main_text_consolidation":17,"text_about_update_consolidation":17,"financial_institution_nonpurpose":17,"product_name_nonpurpose":17,"mortgage_amount_nonpurpose":17,"mortgage_maturity_period_nonpurpose":17,"providing_mortgage_nonpurpose":17,"extraordinary_installment_nonpurpose":17,"early_repayment_nonpurpose":17,"main_text_nonpurpose":17,"text_about_update_nonpurpose":17,"contact_box_title":17,"contact_box_text":17,"providing_mortgage":714,"early_repayment_refinancing":720,"contact_box_buttons":17,"about_more":17},"Hypotéky v BKS Bank","Logo PRESUNIEME na pravú stranu namiesto šedého bannera. Oliver má napísané inštrukcie. Chýba nám tu EDITOR pre editáciu MODAL OKNA. ","od 5 000 EUR","Mimoriadna splátka úveru je bez poplatku raz mesačne, pričom kumulatívne nepresiahne výška mimoriadnej splátky, resp. mimoriadnych splátok 30 % istiny úveru na bývanie počas kalendárneho roka.","Pri výročí fixácie úrokovej sadzby, bez poplatku. Mimo výročia fixácie úrokovej sadzby banka účtuje skutočné náklady, ktoré vznikli BKS Bank v súvislosti s predčasným splatením, maximálne 1 % z výšky predčasne splatenej časti úveru.","\u003Cp>\u003Cstrong>BKS Bank\u003C/strong> ponúka úrokové sadzby:\u003C/p>\n\u003Cul>\n\u003Cli>od 3,39 % p. a.  pri 3-ročnej fixácii;\u003C/li>\n\u003Cli>od 3,69 % p. a. pri 5-ročnej fixácii;\u003C/li>\n\u003Cli>od 4,99% p. a. pri 7-ročnej fixácii.\u003C/li>\n\u003C/ul>\n\u003Cp>V ponuke má aj variabilnú úrokovú sadzbu viazanú na hodnotu 6M-EURIBOR, ktorú určuje podľa bonity klienta a zabezpečenia úveru.\u003C/p>\n\u003Cp>Štandardne BKS Bank účtuje spracovateľský poplatok vo výške 300 EUR, avšak po predložení energetického certifikátu je výška spracovateľského poplatku znížená na sumu 170 EUR.\u003C/p>\n\u003Cp>BKS Bank zabezpečí aj bezplatné vyhotovenie znaleckého posudku na nehnuteľnosť, ktorá bude predmetom zabezpečenia úveru.\u003C/p>\n\u003Cp>Premium Konto poskytuje banka bez poplatku za vedenie počas prvých 12 mesiacov.\u003C/p>",{"id":436,"slug":723,"translations":724},"365-bank",[725,740],{"id":157,"banks_id":436,"languages_code":474,"about_title":726,"about_text":579,"financial_institution":727,"product_name":728,"mortgage_amount":729,"mortgage_maturity_period":730,"extraordinary_installment":731,"early_repayment":732,"main_text":733,"text_about_update":17,"financial_institution_refinancing":727,"product_name_refinancing":734,"mortgage_amount_refinancing":729,"mortgage_maturity_period_refinancing":730,"providing_mortgage_refinancing":735,"extraordinary_installment_refinancing":731,"main_text_refinancing":736,"text_about_update_refinancing":17,"financial_institution_consolidation":17,"product_name_consolidation":17,"mortgage_amount_consolidation":17,"mortgage_maturity_period_consolidation":17,"providing_mortgage_consolidation":17,"extraordinary_installment_consolidation":17,"early_repayment_consolidation":17,"main_text_consolidation":17,"text_about_update_consolidation":17,"financial_institution_nonpurpose":727,"product_name_nonpurpose":737,"mortgage_amount_nonpurpose":729,"mortgage_maturity_period_nonpurpose":647,"providing_mortgage_nonpurpose":738,"extraordinary_installment_nonpurpose":731,"early_repayment_nonpurpose":732,"main_text_nonpurpose":736,"text_about_update_nonpurpose":17,"contact_box_title":17,"contact_box_text":17,"providing_mortgage":739,"early_repayment_refinancing":732,"contact_box_buttons":17,"about_more":17},"Mortgages at 365.bank","365.bank","Mortgage for living","from 10 000 €","4 - 40 years","An extraordinary installment can be made free of charge once a month, while the cumulative amount of the extraordinary installment does not exceed, or extraordinary installments of 30 % of the loan principal within one calendar year.","On the anniversary of the interest rate fixation, free of charge. Outside of the fixation anniversary, actual costs directly related to the request for early repayment, max. 1 % of the early repayment amount.","\u003Cp>365.bank currently offers the following interest rate:\u003C/p>\n\u003Cul>\n\u003Cli>from 3.55% p. a. for fixing the interest rate for 1 year;\u003C/li>\n\u003Cli>from 3.55% p. a. for fixing the interest rate for 3 years;\u003C/li>\n\u003Cli>from 3.95% p. a. for fixing the interest rate for 5 years;\u003C/li>\n\u003Cli>from 4.65% p. a. for fixing the interest rate for 10 years.\u003C/li>\n\u003C/ul>\n\u003Cp>The lowest communicated interest rate can be obtained after meeting the bank's conditions, which are:\u003C/p>\n\u003Cul>\n\u003Cli>mortgage repayment from the PLUS Account and its active use,\u003C/li>\n\u003Cli>discount for the amount of the client's income (regular monthly net income to the client's 365.bank account, from which the mortgage will be repaid, in the amount of at least EUR 1,500),\u003C/li>\n\u003Cli>a loan of up to EUR 750,000 ,\u003C/li>\n\u003Cli>when the interest rate is fixed for 3 years, the discount for the consumer loan product in 365.bank with a principal amount of at least EUR 10,000 is included.\u003C/li>\n\u003C/ul>\n\u003Cp>The fee for providing a mortgage is EUR 300. For the purposes of pure refinancing and ECO mortgage (i.e. submission of an energy certificate for a property in energy class A, A1 or A0 for the primary energy indicator), the fee for providing a mortgage is not paid.\u003C/p>\n\u003Cp>Young applicants under the age of 35 can claim a tax bonus on paid interest in the amount of 50% of the paid interest, up to a maximum of €1,200 per year, after meeting the legislative requirements.\u003C/p>","Refinancing mortgage","The fee for providing a mortgage is EUR 300. In the case of a mortgage with the purpose of pure refinancing, the fee for providing the mortgage is not paid.","\u003Cp>365.bank currently offers the following interest rate:\u003C/p>\n\u003Cul>\n\u003Cli>from 3.55% p. a. for fixing the interest rate for 1 year;\u003C/li>\n\u003Cli>from 3.55% p. a. for fixing the interest rate for 3 years;\u003C/li>\n\u003Cli>from 3.95% p. a. for fixing the interest rate for 5 years;\u003C/li>\n\u003Cli>from 4.65% p. a. for fixing the interest rate for 10 years.\u003C/li>\n\u003C/ul>\n\u003Cp>The lowest communicated interest rate can be obtained after meeting the bank's conditions, which are:\u003C/p>\n\u003Cul>\n\u003Cli>mortgage repayment from the PLUS Account and its active use,\u003C/li>\n\u003Cli>discount for the amount of the client's income (regular monthly net income to the client's 365.bank account, from which the mortgage will be repaid, in the amount of at least EUR 1,500),\u003C/li>\n\u003Cli>a loan of up to EUR 750,000 ,\u003C/li>\n\u003Cli>when the interest rate is fixed for 3 years, the discount for the consumer loan product in 365.bank with a principal amount of at least EUR 10,000 is included.\u003C/li>\n\u003C/ul>\n\u003Cp>The fee for providing a mortgage is EUR 300. For the purposes of pure refinancing and ECO mortgage (i.e. submission of an energy certificate for a property in energy class A, A1 or A0 for the primary energy indicator), the fee for providing a mortgage is not paid.\u003C/p>","Nonpurpose Mortgage","The fee for providing a mortgage is EUR 300.","300 €",{"id":158,"banks_id":436,"languages_code":26,"about_title":741,"about_text":579,"financial_institution":727,"product_name":658,"mortgage_amount":615,"mortgage_maturity_period":742,"extraordinary_installment":743,"early_repayment":632,"main_text":744,"text_about_update":17,"financial_institution_refinancing":727,"product_name_refinancing":660,"mortgage_amount_refinancing":615,"mortgage_maturity_period_refinancing":742,"providing_mortgage_refinancing":745,"extraordinary_installment_refinancing":746,"main_text_refinancing":747,"text_about_update_refinancing":17,"financial_institution_consolidation":17,"product_name_consolidation":17,"mortgage_amount_consolidation":17,"mortgage_maturity_period_consolidation":17,"providing_mortgage_consolidation":17,"extraordinary_installment_consolidation":17,"early_repayment_consolidation":17,"main_text_consolidation":17,"text_about_update_consolidation":17,"financial_institution_nonpurpose":727,"product_name_nonpurpose":661,"mortgage_amount_nonpurpose":615,"mortgage_maturity_period_nonpurpose":616,"providing_mortgage_nonpurpose":748,"extraordinary_installment_nonpurpose":746,"early_repayment_nonpurpose":632,"main_text_nonpurpose":749,"text_about_update_nonpurpose":17,"contact_box_title":17,"contact_box_text":17,"providing_mortgage":745,"early_repayment_refinancing":632,"contact_box_buttons":17,"about_more":17},"Hypotéky v 365.bank","4 - 40 rokov","Mimoriadnu splátku je možné vykonať bez poplatku raz mesačne, pričom kumulatívne nepresiahne výška mimoriadnej splátky, resp. mimoriadnych splátok 30 % z istiny poskytnutého úveru v rámci jedného kalendárneho roka.","\u003Cp>\u003Cstrong>365.bank\u003C/strong> aktuálne ponúka úrokovú sadzbu:\u003C/p>\n\u003Cul>\n\u003Cli>od 3,55 % p. a. pre fixáciu úrokovej sadzby na 1 rok;\u003C/li>\n\u003Cli>od 3,55 % p. a. pre fixáciu úrokovej sadzby na 3 roky;\u003C/li>\n\u003Cli>od 3,95 % p. a. pre fixáciu úrokovej sadzby na 5 rokov;\u003C/li>\n\u003Cli>od 4,65 % p. a. pre fixáciu úrokovej sadzby na 10 rokov.\u003C/li>\n\u003C/ul>\n\u003Cp>Najnižšiu komunikovanú úrokovú sadzbu je možné získať po splnení podmienok banky, ktorými sú:\u003C/p>\n\u003Cul>\n\u003Cli>splácanie hypotéky z Účtu PLUS a jeho aktívne využívanie,\u003C/li>\n\u003Cli>zľava za výšku príjmu klienta (pravidelný mesačný čistý príjem na účet klienta do 365.bank, z ktorého bude hypotéka splácaná, a to min. vo výške 1 500 EUR),\u003C/li>\n\u003Cli>úver vo výške do 750 000 EUR,\u003C/li>\n\u003Cli>pri fixácii úrokovej sadzby na 3 roky je započítaná aj zľava za produkt spotrebiteľský úver v 365.bank s dlžnou istinou minimálne 10 000 EUR.\u003C/li>\n\u003C/ul>\n\u003Cp>Poplatok za poskytnutie hypotéky je vo výške 300 EUR. Pri účeloch čisté refinancovanie a EKO hypotéka (tzn. predloženie energetického certifikátu k nehnuteľnosti v energetickej triede A, A1 alebo A0 pre ukazovateľ primárnej energie) sa poplatok za poskytnutie hypotéky neplatí.\u003Cbr>\u003Cbr>Mladí žiadatelia do 35 rokov si môžu po splnení legislatívnych podmienok uplatniť daňový bonus na zaplatené úroky a to vo výške 50 % zaplatených úrokov, maximálne 1 200 € za rok.\u003C/p>","Poplatok za poskytnutie hypotéky je vo výške 300 EUR. Pri hypotéke s účelom čisté refinancovanie sa poplatok za poskytnutie hypotéky neplatí.","Mimoriadnu splátku je možné vykonať bez poplatku raz mesačne, pričom kumulatívne nepresiahne výška mimoriadnej slplátky, resp. mimoriadnych splátok 30 % z istiny poskytnutého úveru v rámci jedného kalendárneho roka.","\u003Cp>\u003Cstrong>365.bank\u003C/strong> aktuálne ponúka úrokovú sadzbu:\u003C/p>\n\u003Cul>\n\u003Cli>od 3,55 % p. a. pre fixáciu úrokovej sadzby na 1 rok;\u003C/li>\n\u003Cli>od 3,55 % p. a. pre fixáciu úrokovej sadzby na 3 roky;\u003C/li>\n\u003Cli>od 3,95 % p. a. pre fixáciu úrokovej sadzby na 5 rokov;\u003C/li>\n\u003Cli>od 4,65 % p. a. pre fixáciu úrokovej sadzby na 10 rokov.\u003C/li>\n\u003C/ul>\n\u003Cp>Najnižšiu komunikovanú úrokovú sadzbu je možné získať po splnení podmienok banky, ktorými sú:\u003C/p>\n\u003Cul>\n\u003Cli>splácanie hypotéky z Účtu PLUS a jeho aktívne využívanie,\u003C/li>\n\u003Cli>zľava za výšku príjmu klienta (pravidelný mesačný čistý príjem na účet klienta do 365.bank, z ktorého bude hypotéka splácaná, a to min. vo výške 1 500 EUR),\u003C/li>\n\u003Cli>úver vo výške do 750 000 EUR,\u003C/li>\n\u003Cli>pri fixácii úrokovej sadzby na 3 roky je započítaná aj zľava za produkt spotrebiteľský úver v 365.bank s dlžnou istinou minimálne 10 000 EUR.\u003C/li>\n\u003C/ul>\n\u003Cp>Poplatok za poskytnutie hypotéky je vo výške 300 EUR. Pri účeloch čisté refinancovanie a EKO hypotéka (tzn. predloženie energetického certifikátu k nehnuteľnosti v energetickej triede A, A1 alebo A0 pre ukazovateľ primárnej energie) sa poplatok za poskytnutie hypotéky neplatí.\u003C/p>","Poplatok za poskytnutie hypotéky je vo výške 300 EUR.","\u003Cp>\u003Cstrong>365.bank\u003C/strong> aktuálne ponúka úrokovú sadzbu:\u003C/p>\n\u003Cul>\n\u003Cli>od 3,55 % p. a. pre fixáciu úrokovej sadzby na 1 rok;\u003C/li>\n\u003Cli>od 3,25 % p. a. pre fixáciu úrokovej sadzby na 3 roky;\u003C/li>\n\u003Cli>od 3,95 % p. a. pre fixáciu úrokovej sadzby na 5 rokov;\u003C/li>\n\u003Cli>od 4,65 % p. a. pre fixáciu úrokovej sadzby na 10 rokov.\u003C/li>\n\u003C/ul>\n\u003Cp>Najnižšiu komunikovanú úrokovú sadzbu je možné získať po splnení podmienok banky, ktorými sú:\u003C/p>\n\u003Cul>\n\u003Cli>splácanie hypotéky z Účtu PLUS a jeho aktívne využívanie,\u003C/li>\n\u003Cli>zľava za výšku príjmu klienta (pravidelný mesačný čistý príjem na účet klienta do 365.bank, z ktorého bude hypotéka splácaná, a to min. vo výške 1 500 EUR),\u003C/li>\n\u003Cli>úver vo výške do 750 000 EUR,\u003C/li>\n\u003Cli>pri fixácii úrokovej sadzby na 3 roky je započítaná aj zľava za produkt spotrebiteľský úver v 365.bank s dlžnou istinou minimálne 10 000 EUR.\u003C/li>\n\u003C/ul>\n\u003Cp>Poplatok za poskytnutie hypotéky je vo výške 300 EUR. Pri účeloch čisté refinancovanie a EKO hypotéka (tzn. predloženie energetického certifikátu k nehnuteľnosti v energetickej triede A, A1 alebo A0 pre ukazovateľ primárnej energie) sa poplatok za poskytnutie hypotéky neplatí.\u003C/p>",{"id":304,"slug":751,"translations":752},"unicredit-bank",[753,768],{"id":46,"banks_id":304,"languages_code":474,"about_title":754,"about_text":17,"financial_institution":755,"product_name":756,"mortgage_amount":757,"mortgage_maturity_period":758,"extraordinary_installment":759,"early_repayment":760,"main_text":761,"text_about_update":17,"financial_institution_refinancing":755,"product_name_refinancing":762,"mortgage_amount_refinancing":757,"mortgage_maturity_period_refinancing":758,"providing_mortgage_refinancing":763,"extraordinary_installment_refinancing":759,"main_text_refinancing":761,"text_about_update_refinancing":17,"financial_institution_consolidation":755,"product_name_consolidation":764,"mortgage_amount_consolidation":757,"mortgage_maturity_period_consolidation":662,"providing_mortgage_consolidation":763,"extraordinary_installment_consolidation":759,"early_repayment_consolidation":760,"main_text_consolidation":761,"text_about_update_consolidation":17,"financial_institution_nonpurpose":755,"product_name_nonpurpose":765,"mortgage_amount_nonpurpose":757,"mortgage_maturity_period_nonpurpose":662,"providing_mortgage_nonpurpose":766,"extraordinary_installment_nonpurpose":759,"early_repayment_nonpurpose":760,"main_text_nonpurpose":767,"text_about_update_nonpurpose":17,"contact_box_title":17,"contact_box_text":17,"providing_mortgage":766,"early_repayment_refinancing":760,"contact_box_buttons":17,"about_more":17},"Mortgages at UbiCredit Bank","UniCredit Bank","Hypoúver Invest","from 3 300 €","1 -30 years","An extraordinary installment is free of charge if it is made in one ore more installments (but at most once every calendar month) and does not exceed the total amount of 30 % of the mortgage principal during the calendar year.","On the anniversary of the interest rate fixation, free of charge. Outside of the fixation anniversary, actual costs directly related to the request for early repayment, maximum 1 % of the early repayment amount.","\u003Cp>\u003Cstrong>UniCredit Bank\u003C/strong> offers interest rates for mortgages up to 80 % LTV with credit solvency insurance (CPI) and an active current bank account: \u003C/p>\n\u003Cul>\n\u003Cli>from \u003Cstrong>3,09 %\u003C/strong> p. a. when the interest rate is fixed for \u003Cstrong>2 years\u003C/strong>;\u003C/li>\n\u003Cli>from \u003Cstrong>3,09\u003C/strong> % p. a. when the interest rate is fixed for \u003Cstrong>3 years\u003C/strong>;\u003C/li>\n\u003Cli>from \u003Cstrong>3,89 %\u003C/strong> p. a. when the interest rate is fixed for \u003Cstrong>4 years\u003C/strong>;\u003C/li>\n\u003Cli>from \u003Cstrong>3,89 %\u003C/strong> p. a. when the interest rate is fixed for \u003Cstrong>5 years\u003C/strong>;\u003C/li>\n\u003Cli>from \u003Cstrong>5,29 %\u003C/strong> p. a. when the interest rate is fixed for \u003Cstrong>7 years\u003C/strong>.\u003C/li>\n\u003C/ul>\n\u003Cp>Interest rates without CPI or active current bank account are higher by 0,20 % p. a.\u003C/p>\n\u003Cp>For mortgages under the amount of EUR 40,000, there is a surcharge to the interest rate of 1 % p. a.\u003C/p>\n\u003Cp>\u003Cstrong>Current benefits for UniCredit Bank mortgages\u003C/strong>\u003C/p>\n\u003Cul>\n\u003Cli>No mortgage origination fee for all mortgages with credit repayment insurance and up to 80 % LTV (loan to value).\u003C/li>\n\u003Cli>No mortgage origination fee for refinance mortgages.\u003C/li>\n\u003Cli>In the simplified refinancing of mortgage from another bank up to 85 % LTV, they do not apply a surcharge to the interest rate for a higher LTV than 80 %.\u003C/li>\n\u003Cli>When refinancing, the bank accepts the original expert opinion on immovable property, regardless of its age.\u003C/li>\n\u003Cli>Low-energy mortgage - discount with a lower interest rate of 0,10 % p. a., when proving the energy efficiency of the financed real estate in class A or B.\u003C/li>\n\u003C/ul>","Hypoúver Invest - Refinancing","Free for providing a refinancing mortgage - free of charge.","Hypoúver Invest - Consolidation","Hypoúver Free - Nonpurpose","0,90 % of the amount of the mortgage granted, not less than € 200 and not more than € 1,000.","\u003Cp>At \u003Cstrong>UniCredit Bank\u003C/strong>, it is possible to obtain the lowest interest rates for mortgages of up to 80 % of LTV with credit solvency insurance (CPI) and an active current bank account.\u003C/p>\n\u003Cp>Interest rates without the CPI or the active bank account are higher by 0,20 % p. a. \u003C/p>\n\u003Cp>For mortgages under the amount of  EUR 40 000, there is a sucharge to the interest rate of 1 % p. a. \u003C/p>\n\u003Cp>\u003Cstrong>Current benefits for UniCredit Bank mortgages\u003C/strong>\u003C/p>\n\u003Cul>\n\u003Cli>No mortgage origination fee for all mortgages with credit repayment insurance and up to 80 % LTV (loan to value).\u003C/li>\n\u003Cli>Low-energy mortgage - discount with a lower interest rate of 0,10 % p. a., when proving the energy efficiency of the financed real estate in class A or B.\u003C/li>\n\u003C/ul>\n\u003Cp> \u003C/p>",{"id":145,"banks_id":304,"languages_code":26,"about_title":769,"about_text":17,"financial_institution":755,"product_name":756,"mortgage_amount":770,"mortgage_maturity_period":674,"extraordinary_installment":771,"early_repayment":632,"main_text":772,"text_about_update":17,"financial_institution_refinancing":755,"product_name_refinancing":773,"mortgage_amount_refinancing":770,"mortgage_maturity_period_refinancing":674,"providing_mortgage_refinancing":774,"extraordinary_installment_refinancing":771,"main_text_refinancing":772,"text_about_update_refinancing":17,"financial_institution_consolidation":755,"product_name_consolidation":775,"mortgage_amount_consolidation":770,"mortgage_maturity_period_consolidation":669,"providing_mortgage_consolidation":774,"extraordinary_installment_consolidation":771,"early_repayment_consolidation":632,"main_text_consolidation":772,"text_about_update_consolidation":17,"financial_institution_nonpurpose":755,"product_name_nonpurpose":776,"mortgage_amount_nonpurpose":770,"mortgage_maturity_period_nonpurpose":674,"providing_mortgage_nonpurpose":777,"extraordinary_installment_nonpurpose":771,"early_repayment_nonpurpose":676,"main_text_nonpurpose":778,"text_about_update_nonpurpose":17,"contact_box_title":17,"contact_box_text":17,"providing_mortgage":779,"early_repayment_refinancing":632,"contact_box_buttons":17,"about_more":17},"Hypotéky v UniCredit Bank","od 3 300 €","Mimoriadna splátka je bez poplatku, ak je realizovaná v jednej alebo viacerých splátkach (najviac však každý kalendárny mesiac jedenkrát) a celkovo nepresiahne výšku 30 % istiny úveru počas kalendárneho roka.","\u003Cp>\u003Cstrong>UniCredit Bank\u003C/strong> ponúka úrokové sadzby pre hypoúvery do 80 % LTV s poistením schopnosti splácať úver (CPI) a aktívnym účtom:\u003C/p>\n\u003Cul>\n\u003Cli>od \u003Cstrong>3,09 %\u003C/strong> p. a. pri fixácii na \u003Cstrong>2 roky\u003C/strong>;\u003C/li>\n\u003Cli>od \u003Cstrong>3,09 %\u003C/strong> p. a. pri fixácii na \u003Cstrong>3 roky\u003C/strong>;\u003C/li>\n\u003Cli>od\u003Cstrong> 3,89 %\u003C/strong> p. a. pri fixácii na \u003Cstrong>4 roky\u003C/strong>;\u003C/li>\n\u003Cli>od \u003Cstrong>3,89 %\u003C/strong> p. a. pri fixácii na \u003Cstrong>5 rokov\u003C/strong>;\u003C/li>\n\u003Cli>od \u003Cstrong>5,29 %\u003C/strong> p. a. pri fixácii na \u003Cstrong>7 rokov.\u003C/strong>\u003C/li>\n\u003C/ul>\n\u003Cp>Úrokové sadzby bez CPI alebo aktívneho účtu sú vyššie o 0,20 % p. a.\u003Cbr>Pre hypoúvery pod sumu 40 000 EUR je prirážka k úrokovej sadzbe vo výške 1 % p. a.\u003Cbr>\u003Cbr>\u003Cstrong>Aktuálne benefity k hypoúverom UniCredit Bank\u003C/strong>\u003C/p>\n\u003Cul>\n\u003Cli>Bez poplatku za poskytnutie úveru pre všetky hypoúvery s poistením schopnosti splácať úver a do výšky 80 % LTV (pomer výšky úveru k hodnote zabezpečenia úveru).\u003C/li>\n\u003Cli>Bez poplatku za poskytnutie úveru pri refinančných hypotékach.\u003C/li>\n\u003Cli>Pri zjednodušenom refinancovaní hypotéky z inej banky do 85 % LTV neuplatňujú prirážku k úrokovej sadzbe za vyššie LTV ako 80 %.\u003C/li>\n\u003Cli>Pri refinancovaní banka akceptuje pôvodný znalecký posudok bez ohľadu na jeho vek. \u003C/li>\n\u003Cli>Nízkoenergetická hypotéka - zvýhodnenie nižšou úrokovou sadzbou o 0,10 %  p. a., pri preukázaní energetickej náročnosti financovanej nehnuteľnosti v triede A alebo B.\u003C/li>\n\u003C/ul>","Hypoúver Invest - Refinancovanie","Poplatok za poskytnutie refinančného úveru - bezplatne.","Hypoúver Invest - Konsolidácia","Hypoúver Free - Bezúčelový úver","Štandardne 0,90 % z výšky poskytnutého hypoúveru. Minimálne 200 € a maximálne 1000 €.","\u003Cp>\u003Cstrong>V UniCredit Bank je možné získať najnižšie úrokové sadzby pri hypoúveroch do 80 % LTV s poistením schopnosti splácať úver (CPI) a aktívnym účtom.\u003C/strong>\u003Cbr>\u003Cbr>Úrokové sadzby bez CPI alebo aktívneho účtu sú vyššie o 0,20 % p. a.\u003Cbr>Pre hypoúvery pod sumu 40 000 EUR je prirážka k úrokovej sadzbe vo výške 1 % p. a.\u003Cbr>\u003Cbr>\u003Cstrong>Aktuálne benefity k hypoúverom UniCredit Bank\u003C/strong>\u003C/p>\n\u003Cul>\n\u003Cli>Bez poplatku za poskytnutie úveru pre všetky hypoúvery s poistením schopnosti splácať úver a do výšky 80 % LTV (pomer výšky úveru k hodnote zabezpečenia úveru).\u003C/li>\n\u003Cli>Bez poplatku za poskytnutie úveru pri refinančných hypotékach.\u003C/li>\n\u003C/ul>","0,90 % zo sumy poskytnutého hypoúveru, minimálne 200 € a maximálne 1000 €. ",{"id":44,"slug":781,"translations":782},"prima-banka",[783,802],{"id":293,"banks_id":44,"languages_code":474,"about_title":784,"about_text":579,"financial_institution":785,"product_name":786,"mortgage_amount":787,"mortgage_maturity_period":687,"extraordinary_installment":771,"early_repayment":788,"main_text":789,"text_about_update":790,"financial_institution_refinancing":785,"product_name_refinancing":791,"mortgage_amount_refinancing":787,"mortgage_maturity_period_refinancing":792,"providing_mortgage_refinancing":793,"extraordinary_installment_refinancing":771,"main_text_refinancing":794,"text_about_update_refinancing":790,"financial_institution_consolidation":785,"product_name_consolidation":795,"mortgage_amount_consolidation":787,"mortgage_maturity_period_consolidation":687,"providing_mortgage_consolidation":790,"extraordinary_installment_consolidation":790,"early_repayment_consolidation":790,"main_text_consolidation":796,"text_about_update_consolidation":790,"financial_institution_nonpurpose":797,"product_name_nonpurpose":798,"mortgage_amount_nonpurpose":799,"mortgage_maturity_period_nonpurpose":694,"providing_mortgage_nonpurpose":800,"extraordinary_installment_nonpurpose":771,"early_repayment_nonpurpose":788,"main_text_nonpurpose":801,"text_about_update_nonpurpose":790,"contact_box_title":604,"contact_box_text":605,"providing_mortgage":800,"early_repayment_refinancing":788,"contact_box_buttons":145,"about_more":17},"Mortgages at Prima banka","Prima Banka","Hypotéka","from 5 000 €","Skutočné náklady súvisiace so žiadosťou o predčasné splatenie úveru, maximálne 1 % z predčasne splatenej sumy úveru, ak je hypotéka splatená mimo termínu výročia fixácie úrokovej sadzby alebo ak predčasné splatenie v jednej alebo viacerých splátkach (najviac však každý kalendárny mesiac jedenkrát) celkovo presiahne výšku 30 % istiny úveru počas kalendárneho roka.","\u003Cp>\u003Cstrong>Prima banka\u003C/strong> ponúka mimoriadnu úrokovú sadzbu pre každého klienta vo výške:\u003C/p>\n\u003Cul>\n\u003Cli>\u003Cstrong>3,00 % p. a.\u003C/strong> s fixáciou \u003Cstrong>30 mesiacov\u003C/strong>;\u003C/li>\n\u003Cli>\u003Cstrong>3,40 % p. a. \u003C/strong>s fixáciou \u003Cstrong>3 roky\u003C/strong>;\u003C/li>\n\u003Cli>\u003Cstrong>3,60 % p. a\u003C/strong>. s fixáciou \u003Cstrong>5 rokov\u003C/strong>.\u003C/li>\n\u003C/ul>\n\u003Cp>Banka \u003Cstrong>poskytuje hypotéku bez poplatku\u003C/strong> za poskytnutie Hypotéky v prípade dodržania podmienok a kritérii v zmysle štatútu marketingovej kamapane banky.\u003Cbr>\u003Cbr>Na 40 %-nú časť z výšky hypotéky nie je potrebné dokladovať účel použitia finančných prostriedkov.\u003Cstrong> Ak je výška hypotéky do 50 % LTV Prima banka ju poskytne bez dokladovania účelu.\u003C/strong>\u003C/p>","En","Refinance mortgage","5 - 40 years","Banka poskytuje hypotéku bez poplatku za poskytnutie Hypotéky v prípade dodržania podmienok a kritérii v zmysle štatútu marketingovej kamapane banky.","\u003Cp>\u003Cstrong>Prima banka\u003C/strong> ponúka mimoriadnu úrokovú sadzbu pre každého klienta vo výške:\u003C/p>\n\u003Cul>\n\u003Cli>\u003Cstrong>3,00 % p. a.\u003C/strong> s fixáciou úrokovej sadzby na \u003Cstrong>30 mesiacov\u003C/strong>;\u003C/li>\n\u003Cli>\u003Cstrong>3,40 % p. a. \u003C/strong>s fixáciou úrokovej sadzby na \u003Cstrong>3 roky\u003C/strong>;\u003C/li>\n\u003Cli>\u003Cstrong>3,60 % p. a\u003C/strong>. s fixáciou úrokovej sadzby na\u003Cstrong> 5 rokov\u003C/strong>.\u003C/li>\n\u003C/ul>\n\u003Cp>Banka \u003Cstrong>poskytuje hypotéku bez poplatku\u003C/strong> za poskytnutie Hypotéky v prípade dodržania podmienok a kritérii v zmysle štatútu marketingovej kamapane banky.\u003C/p>","Debt consolidation mortgage","\u003Cp>En\u003C/p>","Prima banka","Home equity loan","od 5 000 €","Bez poplatku v prípade splácania hypotéky z Osobného účtu v Prima banke, inak je poplatok štandardne 1 % z výšky poskytnutej hypotéky, minimálne 300 €.","\u003Cp>\u003Cstrong>Prima banka\u003C/strong> ponúka mimoriadnu úrokovú sadzbu pre každého klienta vo výške:\u003C/p>\n\u003Cul>\n\u003Cli>\u003Cstrong>3,00 % p. a.\u003C/strong> s fixáciou \u003Cstrong>30 mesiacov\u003C/strong>;\u003C/li>\n\u003Cli>\u003Cstrong>3,40 % p. a. \u003C/strong>s fixáciou \u003Cstrong>3 roky\u003C/strong>;\u003C/li>\n\u003Cli>\u003Cstrong>3,60 % p. a\u003C/strong>. s fixáciou \u003Cstrong>5 rokov\u003C/strong>.\u003C/li>\n\u003C/ul>\n\u003Cp>Banka \u003Cstrong>poskytuje hypotéku bez poplatku\u003C/strong> za poskytnutie Hypotéky v prípade dodržania podmienok a kritérii v zmysle štatútu marketingovej kamapane banky.\u003C/p>",{"id":436,"banks_id":44,"languages_code":26,"about_title":803,"about_text":579,"financial_institution":785,"product_name":786,"mortgage_amount":799,"mortgage_maturity_period":694,"extraordinary_installment":771,"early_repayment":788,"main_text":789,"text_about_update":804,"financial_institution_refinancing":785,"product_name_refinancing":805,"mortgage_amount_refinancing":799,"mortgage_maturity_period_refinancing":806,"providing_mortgage_refinancing":793,"extraordinary_installment_refinancing":771,"main_text_refinancing":807,"text_about_update_refinancing":804,"financial_institution_consolidation":785,"product_name_consolidation":672,"mortgage_amount_consolidation":799,"mortgage_maturity_period_consolidation":694,"providing_mortgage_consolidation":800,"extraordinary_installment_consolidation":771,"early_repayment_consolidation":788,"main_text_consolidation":807,"text_about_update_consolidation":804,"financial_institution_nonpurpose":797,"product_name_nonpurpose":661,"mortgage_amount_nonpurpose":799,"mortgage_maturity_period_nonpurpose":694,"providing_mortgage_nonpurpose":800,"extraordinary_installment_nonpurpose":771,"early_repayment_nonpurpose":788,"main_text_nonpurpose":801,"text_about_update_nonpurpose":804,"contact_box_title":593,"contact_box_text":594,"providing_mortgage":800,"early_repayment_refinancing":788,"contact_box_buttons":157,"about_more":17},"Hypotéky v Prima banke","SK","Refinančná hypotéka","5 -40 rokov","\u003Cp>\u003Cstrong>Prima banka\u003C/strong> ponúka mimoriadnu úrokovú sadzbu pre každého klienta vo výške:\u003C/p>\n\u003Cul>\n\u003Cli>\u003Cstrong>3,00 % p. a.\u003C/strong> s fixáciou úrokovej sadzby na \u003Cstrong>30 mesiacov\u003C/strong>;\u003C/li>\n\u003Cli>\u003Cstrong>3,40 % p. a. \u003C/strong>s fixáciou úrokovej sadzby na \u003Cstrong>3 roky\u003C/strong>;\u003C/li>\n\u003Cli>\u003Cstrong>3,60 % p. a\u003C/strong>. s fixáciou úrokovej sadzby na\u003Cstrong> 5 rokov\u003C/strong>.\u003C/li>\n\u003C/ul>\n\u003Cp>Banka \u003Cstrong>poskytuje hypotéku bez poplatku\u003C/strong> za poskytnutie Hypotéky v prípade dodržania podmienok a kritérii v zmysle štatútu marketingovej kamapane banky.\u003Cbr>\u003Cbr>Na 40 %-nú časť z výšky hypotéky nie je potrebné dokladovať účel použitia finančných prostriedkov.\u003Cstrong> Ak je výška hypotéky do 50 % LTV Prima banka ju poskytne bez dokladovania účelu.\u003C/strong>\u003C/p>",{"id":180,"slug":809,"translations":810},"csob-banka",[811,824],{"id":146,"banks_id":180,"languages_code":26,"about_title":812,"about_text":17,"financial_institution":813,"product_name":814,"mortgage_amount":815,"mortgage_maturity_period":816,"extraordinary_installment":817,"early_repayment":818,"main_text":819,"text_about_update":17,"financial_institution_refinancing":813,"product_name_refinancing":17,"mortgage_amount_refinancing":17,"mortgage_maturity_period_refinancing":17,"providing_mortgage_refinancing":17,"extraordinary_installment_refinancing":17,"main_text_refinancing":17,"text_about_update_refinancing":17,"financial_institution_consolidation":17,"product_name_consolidation":17,"mortgage_amount_consolidation":17,"mortgage_maturity_period_consolidation":17,"providing_mortgage_consolidation":17,"extraordinary_installment_consolidation":17,"early_repayment_consolidation":17,"main_text_consolidation":17,"text_about_update_consolidation":17,"financial_institution_nonpurpose":813,"product_name_nonpurpose":820,"mortgage_amount_nonpurpose":815,"mortgage_maturity_period_nonpurpose":816,"providing_mortgage_nonpurpose":821,"extraordinary_installment_nonpurpose":817,"early_repayment_nonpurpose":818,"main_text_nonpurpose":822,"text_about_update_nonpurpose":17,"contact_box_title":593,"contact_box_text":823,"providing_mortgage":821,"early_repayment_refinancing":17,"contact_box_buttons":157,"about_more":17},"Hypotéky v ČSOB Banke","ČSOB","ČSOB Účelový úver na bývanie","od 4500 €","3 - 30 rokov","Každý kalendárny rok až 30 % z istiny bez poplatku a tiež možnosť využívania mobilnej aplikácie na bezplatné mimoriadné splátky, raz za 31 dní do 1,5 % zostávajúcej istiny. 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